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The Grand Canyon State

Best known for the Grand Canyon and cacti, people flock to the Grand Canyon State for its beautiful vistas and diverse landscape. Arizona offers both a rich history and amazing weather. It’s also growing!

Arizona is so popular that by 2040 its population is expected to increase by 26%, maintaining its ranking as the 14th most populous state in America. Independent Lending can help you buy or refinance into one of Arizona’s growing cities including, but not limited to, Phoenix, Scottsdale, Mesa, Avondale, and Surprise.

Independent Lending’s founder David went to Arizona State University in Tempe, AZ, understands the nuances of Arizona’s real estate markets, and can offer private money financing to help you achieve your financial goals.

For over two decades David and his team have assisted thousands of borrowers with private money loans. We know what it takes to get you your loan done quickly and efficiently!


The Golden State

Independent Lending is the premier, private money lender based out of California. With a proven track record for helping borrowers meet their financial objectives, Independent Lending has funded over $500 million in loans.

From the white sandy beaches to the curated wine country, Independent Lending knows the ins and outs of the California real estate and mortgage industry, allowing us to drive results by integrating with any mortgage financing strategy.

Whether you’re a first-time homebuyer or a seasoned real estate investor, Independent Lending can create the right mortgage strategy centered around your goals.

Looking to refinance a property with an ADU? Want to leverage real estate that’s in a trust? Let us help you with your next residential, commercial, or business purpose loan.


The Sunshine State

If the tropical breezes and pristine beaches are calling your name, Independent Home Lending Inc. can help. Whether you are looking to buy a short-term rental or simply call the Sunshine state home, Independent Lending has a private money loan for you!

Like the gators that call the Everglades home, other lenders are looking to take a bite out your wallet, offering higher rates and a poor client experience. Independent Lending prides itself on being a highly ranked, premier source of capital for thousands of borrowers.

Using a tactful, consumer-centric approach, getting a private money loan from Independent Lending is both quick and easy! Whether you have poor or excellent credit, we have programs that will help meet your specific financing needs.


The Lone Star State​

When in Texas, you go big or you go home! Independent Lending performs big with its comprehensive suite of private money loans that can cover any residential, commercial, and business purpose.

Texas is known for its world-famous barbeque, nothing is more sweet and savory than a customized mortgage strategy from Independent Lending tailored to your financial objectives. Just look at any of our hundreds of five-star client reviews and testimonials.

While Texas may be the Lonestar state, Independent Lending offers five-star service with an A+ rating with the BBB and a long history of helping clients navigate which mortgage programs best suit their needs. We may not have a southern draw, but we do uphold the values of trust, experience, and service throughout all aspects of our direct private lending business.

Private Money Loans Recently Funded

Primary Residence

$173,000 - Encinitas, CA

Primary Residence

$115,000– Moorpark, CA

Primary Residence

$214,000– Rohnert Park, CA

Need a Private Money Loan?

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Residential Private Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Commercial Private Money Loans

Private Money Loan Highlights

(State Specific)

How We Can Help

Real World Scenario

Independent Lending provided a $110,000 Owner Occupied Asset- Based Hard Money Loan for business purpose in Stockton, California. The loan was secured by a single family residence with an appraised value of $595,000. The homeowner was self employed and requested the funds to expand her business. We were able to complete the new business purpose loan within 2 weeks. Income and credit were not a deciding factor in the approval process.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Private Money Loan?


Contact Independent Lending

Call 949.830.3151 or click the Contact Us button to fill out our web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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