Hard Money Loans

Private Lender vs Hard Money One of the most common questions that I’m asked is “what’s the difference between a private lender vs hard money”? Hard money loans and private money lenders are two kinds of non-traditional loan choices for borrowers that will not get approved for or do not wish to get a loan from […]

Non QM Loans When you are looking to get a mortgage, either buying a home or pulling equity out, QM and Non QM loans are options for mortgage lending. A few of the most common QM loans mortgage programs to get would be Conventional loans, FHA loans, USDA loans, and VA loans. One unique characteristic about

Self Employed Mortgage Loans It might feel challenging to when looking into self employed mortgage loans. Some loan programs have extremely rigorous guidelines for self employed customers, with documents that can be hard to acquire if you are a small company. From 2 years of work history, to profit and loss schedules, it can seem complex.

Home Equity Loan for Bad Credit Lots of banks and credit unions have stiff credit rating requirements, which are in some cases above what the real loan standards ask for. These firms will set the minimum credit rating requirements for their matching loan programs, making the loan even more difficult to qualify for when looking for a home

Bad Credit Mortgage Loans for California Home Buyers California home buyers with bad credit often have a hard time qualifying for a traditional or “regular” mortgage loan. So in this article, we’ll explore some of the other bad credit mortgage loan options that are available to such borrowers. At Independent Lending, we specialize in offering hard money

Buying an Investment Property in California With Bad Credit Can I buy an investment property in California with bad credit? This is a common question among some investors, and with good reason. Having poor credit can make it harder, if not impossible, to qualify for a traditional regular mortgage loan. Fortunately, there are financing options

California Hard Money Loans for Bad Credit Borrowers As a private hard money lender in California, we receive a lot of questions from borrowers about this unique financing strategy. Today, we will address one of those frequently asked questions. What is a hard money loan for bad credit borrowers?The short version: A bad credit hard

Can an Irrevocable Trust Get a Mortgage Loan in California? In California, can an irrevocable trust get a loan or mortgage?This is one of the most common financing questions from beneficiaries who are involved with a legal trust in California, and for good reason. Leveraging the real estate assets associated with a trust can provide

What Is a Trust Loan? A Guide for California Beneficiaries Trust beneficiaries in California tend to have a lot of questions about their financing options. Today, we’ll address one common question: What is a trust loan and how does it work? Let’s start with the short version and expand from there. As its name implies,

Can I Get a Loan on a House in Probate, in California? The real estate probate process in California can be complex and confusing, so it tends to generate a lot of questions. One common question we encounter is: Can I get a loan on a house that’s in probate in California? The short answer