Independent Lending is a hard money lender based in Aliso Viejo, California. We have over 40 years of combined mortgage and real estate experience with hundreds of 5-Star testimonials from satisfied past clients and an A+ Rating with the BBB since 2014. We offer flexible financing secured by residential and commercial real estate with rapid results. Please contact us with any questions.
| 1st Trust Deed | 2nd Trust Deed | 3rd Trust Deed | |
|---|---|---|---|
|
Interest Rates: |
As low as 9.99% |
As low as 10.99% |
As low as 11.99% |
| Max LTV/ CLTV: | Up to 65% | Up to 65% | Up to 65% |
|---|---|---|---|
|
Appraisal Required: |
Case-by-Case |
Case-by-Case |
Case-by-Case |
| Loan Purpose: | Business Purpose Only | Business Purpose Only | Business Purpose Only |
|---|---|---|---|
|
Lien Position: |
1st |
2nd |
3rd |
| Min / Max Loan Amount: | $50,000 - $5,000,000 | $50,000 - $5,000,000 | $50,000 - $5,000,000 |
|---|---|---|---|
|
Loan Term: |
Up to 60 Months |
Up to 60 Months |
Up to 60 Months |
| Prepay | 6 Months | 6 Months | 6 Months |
|---|---|---|---|
|
Loan Fees: |
1 – 10 pts |
1 – 10 pts |
1 – 10 pts |
| Closing Times: | As little as 10 Business Days | As little as 10 Business Days | As little as 10 Business Days |
|---|---|---|---|
|
Licensed States: |
AZ, CA, FL, TX |
AZ, CA |
AZ, CA |
| Property Types: | Residential & Commercial | Residential & Commercial | Residential & Commercial |
|---|
Disclosures:
Per FDIC Regulations Section 6500, Part 226, Subpart C, 226.24. The amount of each payment that will apply over the term of the loan is based on simple annual interest applied to the unpaid balance. Loans range from 1 day to 60 months, are interest only and include a balloon payment due at term. Finance charges apply. Payments do not include amounts for property taxes or insurance premiums. This is not a commitment to lend. Rates and points are subject to change without notice.
Final pricing including rates, fees, and maximum LTV/CLTV may vary based on the loan and borrower parameters according to our underwriting guidelines and the risk profile.
What Our Clients Have To Say
About Our Mortgage Lending and Service
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
