Call Independent Lending 949.830.3151
Independent Lending is a top Escondido Hard Money Lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Your Trusted Escondido Hard Money Specialist
Independent Lending has solidified its position as a prominent asset-based Escondido hard money lender, catering to San Diego County and the surrounding areas. Since 2013, we have progressively built a stellar reputation for offering a diverse array of real estate investor loans, private money loans, and tailor-made lending solutions.
Having financed more than $500 million in mortgage loans, we consistently deliver top-notch customer service and swift hard money mortgage solutions when they are needed the most.
Our primary objective is to cater to the immediate cash needs of real estate investors, first-time homebuyers, and current property owners. In doing so, we craft specialized loan packages, such as short-term mortgages for primary and non-owner occupied properties, meticulously designed to address their unique needs. Contact us today to learn more about our services and to commence your personalized journey.
Escondido
Population: The population of the City of Escondido is approximately 151,000 residents. This thriving city continues to grow, attracting families and individuals alike with its diverse opportunities and vibrant community.
Square Miles: Escondido covers an area of about 37 square miles. This expansive city offers a balance of urban amenities and suburban neighborhoods, providing residents with ample space to live, work, and play.
Location: Located in San Diego County, California, Escondido can be found nestled in a valley surrounded by picturesque mountains and just 30 miles north of downtown San Diego, Escondido offers residents easy access to coastal beaches, mountains, and the bustling urban environment of San Diego.
Climate: Escondido boasts a Mediterranean climate with warm, dry summers and mild, wet winters. The city enjoys over 260 days of sunshine each year, making it an ideal location for outdoor enthusiasts and those who appreciate a consistently pleasant climate.
Largest Employer: Palomar Health
Popular Destinations: San Diego Zoo Safari Park, The California Center for the Arts, and Orfila Vineyards and Winery

Escondido Residential Hard Money Loans
- Borrow up to 65% Loan to Value
- Direct Lender - No Middleman
- Rates as low as 7.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time

Escondido Commercial Hard Money Loans
- Borrow up to 60% Loan to Value
- Direct Lender and Brokerage
- Rates as low as 7.99%
- Quick and Easy Application Process
- Ultra Fast Closing Time
Escondido Hard Money Programs
At Independent Lending, our primary focus is offering private money financing for hard money mortgage loans in Escondido. This approach sets us apart from traditional bank loans, affording us a distinct advantage. Our capacity to function beyond banking rules and regulations enables us to provide more favorable loan terms, and as a consequence, our clients reap numerous benefits.
By promoting flexibility throughout the loan process, we deliver hard money loans with minimal paperwork and expedited approval times. This streamlined method not only simplifies the loan process, but also guarantees a customized experience for borrowers.
Regardless of your circumstances, we present a comprehensive selection of alternative financing options and invaluable expertise, all thoughtfully adapted to align with your unique needs.
Escondido Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
Escondido Hard Money Property Types
Independent Lending can offer hard money financing for just about all property types for Escondido hard money. We work with individuals and investors involved with single family homes, town house, condo, or multi-family residence like a duplex or triplex. We also can assist with small commercial retail, industrial and office buildings.
About Our Mortgage Lending and Service




What Our Clients Have To Say
Recently Funded San Diego County Hard Money Loans
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.