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Independent Lending is a top Escondido Hard Money Lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has solidified its position as a prominent asset-based lending company for Escondido, catering to San Diego County and the surrounding areas. Since 2013, we have progressively built a stellar reputation for offering a diverse array of real estate investor loans, private money loans, and tailor-made lending solutions.

financed more than $500 million in mortgage loans, we consistently deliver top-notch customer service and swift hard money mortgage solutions when they are needed the most.

Our primary objective is to cater to the immediate cash needs of real estate investors, first-time homebuyers, and current property owners. In doing so, we craft specialized loan packages, such as
short-term mortgages and fix and flip loans, meticulously designed to address their unique needs.

We place a strong emphasis on providing unparalleled service and fairness in our policies. Furthermore, we steer clear of hidden fees or charges, ensuring a transparent and easily understandable lending experience for our clients.

Serving as a
direct hard money lender, Independent Lending stands as the go-to source for all your private money home equity mortgage requirements. Impressively, our licensing spans multiple states including Arizona, California, Florida, and Texas, allowing us to assist clients in various locations.

In conclusion, Independent Lending is the optimal choice for those seeking a reliable Escondido hard money lender for private money home equity mortgages. Our team of experienced professionals is eager to help you find the perfect lending solution, such as
fast funding mortgage loans or rehab loans.

Contact us
today to learn more about our services and to commence your personalized and trouble-free lending journey.


Population: The population of the City of Escondido is approximately 151,000 residents. This thriving city continues to grow, attracting families and individuals alike with its diverse opportunities and vibrant community.

Square Miles: Escondido covers an area of about 37 square miles. This expansive city offers a balance of urban amenities and suburban neighborhoods, providing residents with ample space to live, work, and play.

Location: Located in San Diego County, California, Escondido can be found nestled in a valley surrounded by picturesque mountains and just 30 miles north of downtown San Diego, Escondido offers residents easy access to coastal beaches, mountains, and the bustling urban environment of San Diego.

Climate: Escondido boasts a Mediterranean climate with warm, dry summers and mild, wet winters. The city enjoys over 260 days of sunshine each year, making it an ideal location for outdoor enthusiasts and those who appreciate a consistently pleasant climate.

Largest Employer:
Palomar Health

Popular Destinations: San Diego Zoo Safari Park, The California Center for the Arts, and Orfila Vineyards and Winery

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Escondido Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Escondido Commercial Hard Money Loans


At Independent Lending, our primary focus is offering private money financing for hard money mortgage loans in Escondido. This approach sets us apart from traditional bank loans, affording us a distinct advantage. Our capacity to function beyond banking rules and regulations enables us to provide more favorable loan terms, and as a consequence, our clients reap numerous benefits.

By promoting flexibility throughout the loan process, we deliver hard money loans with minimal paperwork and expedited approval times. This streamlined method not only simplifies the loan process, but also guarantees a customized experience for borrowers.

Furthermore, our hard money services are meticulously designed to circumvent the rigorous criteria commonly associated with conventional loans. Instead of focusing on an individual’s income or credit score, we prioritize the value of their property. For this reason, our hard money loans accommodate a diverse range of potential borrowers.

In addition to these advantages, Independent Lending offers a variety of financial solutions, such as
bridge financing, cash-out refinance hard money loans, and home equity loans tailored to those with poor credit. We also accommodate financing opportunities for an extensive array of residential, industrial, and commercial properties.

Regardless of your circumstances, we present a comprehensive selection of
alternative financing options and invaluable expertise, all thoughtfully adapted to align with your unique needs.

Need a Escondido Hard Money Loan?


Escondido Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

Arizona holds a prominent position among the top tourist destinations in the US, primarily due to its iconic Grand Canyon. The breathtaking landscapes and stunning vistas of the Grand Canyon attract visitors from across the globe, captivated by the state’s magnificent natural wonders. With a rich history and an inviting climate, Arizona offers a diverse array of experiences that appeal to a wide audience.

At Independent Lending, we recognize that traditional financial solutions may not meet everyone’s requirements. With that in mind, we take great pride in providing our clients with valuable hard money loans and
real estate investor financing programs, specifically designed to cater to various needs.

Our team of skilled professionals has over two decades of industry experience and excels in guiding you through
alternative financing options. By partnering with Independent Lending, you gain access to our portfolio of Arizona hard money programs, ensuring a suitable solution for each client.

Don’t hesitate—to embark on your journey into Arizona’s unique financial offerings, supported by our team of experts, today!

California Hard Money Lenders

Famed for its stunning natural landscapes, California boasts unparalleled beauty across the nation. From the beautiful beaches of San Diego to the towering peaks of Lake Tahoe, there is a wealth of scenic wonders to admire. This, in turn, has fueled the growth of the real estate market in California, making it an attractive destination for investors and borrowers alike.

Situated in
Aliso Viejo, California, our services as California hard money lenders serve clients throughout the region. As experts in the field, we possess a thorough understanding of California’s housing and real estate investor financing markets, enabling us to offer a range of financing options.

Recognizing the importance of reliable and trustworthy
hard money services in Southern California, we remain committed to prioritizing your best interests. Our primary goal is to assist you in achieving your financial objectives by providing the necessary resources and guidance for making well-informed decisions about your investments.

With our expertise and customized approach, you can trust that you will receive first-class service and support when collaborating with us.

Florida Hard Money Lenders

Renowned for its enchanting coastlines and delightful climate, Florida remains a cherished destination for tourists and locals alike. With this in mind, if you’re considering a property investment in this tropical haven, Independent Lending stands ready to support you with hard money loans for rental properties in Florida.

As one of the leading Florida hard money lenders, our expertise lies in helping clients secure the loans necessary to turn their Sunshine State dreams into reality. Not only do we offer assistance with short-term private money and home equity loans, but we also provide appealing loan products featuring favorable terms and conditions.

In the context of Florida investment properties, obtaining a loan from Independent Lending is both efficient and hassle-free! Whether you’re seeking a home equity loan with excellent or poor credit, rest assured that we have a program designed to meet your financing needs.

As your
reliable Florida hard money lender, don’t hesitate to contact us today and allow us to help bring your dreams to life.

Texas hard money lenders

Independent Lending, a distinguished provider of hard money loans for rental properties throughout Texas, excels in various fields such as residential, commercial, and business purpose lending. As a highly-regarded Texas hard money lender, we take immense pride in offering exceptional service to our esteemed clients across the state.

Our vast expertise and deep comprehension of the industry enable us to guide individuals through the intricate processes and requirements of hard money loans. Furthermore, holding an
A+ rating from the Better Business Bureau, we firmly believe that our success is founded on proficiency, reliability, and unparalleled customer support.

With the backing of Independent Lending, you can feel confident and secure in your financial endeavors. Additionally, our devoted team is committed to assisting you in achieving your goals and ensuring a seamless lending experience.

In summary, if you would like to discover more about our
hard money loan benefits, contact us today, and let Independent Lending be your trusted ally in your mortgage financial journey.

About Our Mortgage Lending and Service

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Independent Lending Recently Funded Loans

Need A Escondido Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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