Call Independent Lending 949.830.3151
Independent Lending is the leading Oceanside hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Your Trusted Oceanside Hard Money Specialist
Independent Lending has been a trusted Oceanside hard money lender since 2013 supplying an array of hard money, private money and specialty lending programs. Founded in gorgeous Aliso Viejo, CA Independent Lending has funded over $500 million in home loan funding and provides an outstanding level of customer support and quick financing for quick money. We collaborate with investors, current homeowners as well as newbie customers offering flexible and modern home loan borrowing programs. Independent Lending’s Oceanside home mortgage rates are competitive, and we have no junk fees. We are licensed in Arizona, California, Florida and Texas. Contact Us for info on one of our Oceanside lending programs.
Oceanside
With a population over 172,982 residents, The City of Oceanside is approximately 42.2 square miles and is located: 83 miles south of Los Angeles, and 36 miles north of San Diego. Temperatures are mild with short and tepid rainy winters and beautiful, sunny summers. Oceanside’s biggest employer is Oceanside Unified School District. Local attractions include: Oceanside Museum of Art, California Surf Museum and Oceanside Pier.
Oceanside Residential Hard Money Loans
- Borrow up to 65% Loan to Value
- Direct Lender - No Middleman
- Rates as low as 7.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time
Oceanside Commercial Hard Money Loans
- Borrow up to 60% Loan to Value
- Direct Lender and Brokerage
- Rates as low as 7.99%
- Quick and Easy Application Process
- Ultra Fast Closing Time
Oceanside Hard Money Programs
Oceanside hard money lenders do not have to follow the same guidelines and policies that most institutional banks and credit unions must follow when originating a standard mortgage. This frees Oceanside hard money lenders, allowing for more streamlined procedures and quicker approval outcomes.
Independent Lending can qualify borrowers for hard money loans in Oceanside, CA without the need to examine your individual earnings or take a deep dive into your credit report. Instead, Independent Lending will put more focus on the worth of the underlying subject real estate involved in your specific transaction.
Whether you require a home equity loan with bad credit, bridge loan, cash out refinance, or need funding a distinct property type, Independent Lending is your hard money lender prepared to help.
Oceanside Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
Oceanside Hard Money Property Types
We are the Oceanside Hard Money Lenders you can count on for virtually any type of property. Independent Lending can fund single-detached family dwellings, townhomes, condos small commercial and office space. Whether you are a single property owner looking to pull cash out of a home or a real estate investor, we should have a loan that fits.
About Our Mortgage Lending and Service
What Our Clients Have To Say
Recently Funded San Diego County Hard Money Loans
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
