Call Independent Lending 949.830.3151
If you’ve been searching online for Richmond hard money lenders, asset-based real estate financing, or private money lenders, your search is over. Independent Lending can work with you on an alternative mortgage loan. We are known for great Customer Service, a variety of mortgage programs, and speedy approvals. We opened our doors in 2013 as mortgage lenders and since then have provided over $500 million in loans. We offer residents of Richmond hard money loans and welcome a call from you about your financing needs and real estate investment goals.
Your Trusted Richmond Hard Money Specialist
Independent Lending is considered one of the most reliable Richmond hard money lenders, so you can rely on us for financing in a pinch. We’ve been working in the industry for over four decades, helping real estate investors and buyers in need of fast cash to open escrow and/or quick funding to close a deal. We have numerous private money sources, hard money lenders in Richmond, CA, and a variety of specialty lending programs. Contact us today to let one of our Customer Service reps hear all about your current needs and long term investment goals.
Richmond
Richmond, California is a bustling Bay Area waterfront city in Contra Costa County not far from San Francisco. It’s a sprawling city of 52.5 square miles, with more than 104,000 residents who take pride in Richmond’s wonderfully diverse population, and rich cultural heritage. Attractions include the Rosie the Riverter/World War II Home Front National Historical Park, and the spectacular views from Point Isabel Regional Shoreline. Locals and visitors flock to the Richmond Ferry Terminal to partake in the area’s vibrant vibe. Richmond is a highly desirable Northern California location for its blend of natural beauty, family-friendly neighborhoods, and historical significance. So, if you need a Richmond hard money loan remember to call Independent Lending.

Richmond Commercial Hard Money Loans
- Borrow up to 65% Loan to Value
- Direct Lender - No Middleman
- Rates as low as 7.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time

Richmond Commercial Hard Money Loans
- Borrow up to 60% Loan to Value
- Direct Lender and Brokerage
- Rates as low as 7.99%
- Quick and Easy Application Process
- Ultra Fast Closing Time
Richmond Hard Money Loans
Independent Lending is proudly among the leading Richmond hard money lenders, and as such we offer a wide range of loan programs for people buying or investing in Richmond real estate. Our mortgage loans are equity based, which means that we consider location as well as the value of the property in our approvals. You can hold title personally, as a trust, corporation, or LLC since our loan professionals are very experienced in handling all types of paperwork. Our most popular programs are owner-occupied loans, bad credit loans, cash out loans, and investment property loans. Please call us today for help financing your property.
Richmond Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
Richmond Hard Money Loans
Independent Lending is proudly among the leading Richmond hard money lenders, and as such we offer a wide range of loan programs for people buying or investing in Richmond real estate. Our mortgage loans are equity based, which means that we consider location as well as the value of the property in our approvals. You can hold title personally, as a trust, corporation, or LLC since our loan professionals are very experienced in handling all types of paperwork. Our most popular programs are owner-occupied loans, bad credit loans, cash out loans, and investment property loans. Please call us today for help financing your property.
About Our Mortgage Lending and Service




What Our Clients Have To Say
Recently Funded Hard Money Loans
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.