Call Independent Lending 949.830.3151
Independent Lending is your Aliso Viejo hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
YOUR TRUSTED ALISO VIEJO HARD MONEY SPECIALIST
Independent Lending is a popular private money lender for Aliso Viejo real estate, assisting many types of different clients that need mortgage lending. Independent Lending is headquartered in beautiful Aliso Viejo, CA and we take pride in our customer service and speed in funding. Contact us today to start your hard money loan process.
Aliso Viejo
Aliso Viejo is located in South Orange County between Laguna Niguel and Laguna Beach. With a population of over 50,000, the City of Aliso Viejo was incorporated in 2001. Some of Aliso Viejo’s popular landmarks include Soka University, the town center, and the Aliso Viejo Country Club.
What Sets Us Apart
Trust
Testimonials-
130 Zillow 5 Star Reviews
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5 Star Google Reviews
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A+ Rating with BBB
Experience
Loans Funded-
40 Years Mortgage Lending
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Poor - Excellent Credit
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Several Programs
Service
Average Days to Fund-
No Upfront Fees Ever!
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Same Day Approval
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Direct Lender
Aliso Viejo Hard Money Property Types
Independent Lending has an array of property types for Aliso Viejo borrowers, including single-family residences, multi-family residences, mixed-use condos, townhomes, land, and industrial properties.ks include Soka University, the town center, and the Aliso Viejo Country Club.
Aliso Viejo Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
Aliso Viejo Hard Money Loans
Independent Lending offers an array of lending programs such as fix and flip loans, hard money 2nds, asset-based lending, and other specialty loan programs.
Recently Funded Aliso Viejo hard Money Loan
Real World Scenario
Independent Lending recently funded this loan in the amount of $182,000. The 2nd mortgage was completed on a primary residence located in Aliso Viejo, California. The appraisal came in at $830,000, and the borrower requested the funds for their small business expansion. Funding was completed in approximately 2 weeks, and approval did not require credit or income verification.
About Our Mortgage Lending and Service
What Our Clients Have To Say
Aliso viejo Hard Money Frequently Asked Questions
A: Each month, the interest is added to your loan balance. You only repay the loan when you sell the house or when the loan becomes due (such as after you pass away).
A: Hard money loans in Aliso Viejo, California, can be used for different kinds of real estate, including single-family residential properties, multi-unit rentals, commercial spaces, and mixed-use buildings. Independent Lending offers equity-based loans for property buyers who need fast access to capital for fix-and-flip projects, rehabs, or acquisitions. Because approval is based on equity and market potential rather than traditional credit requirements, Aliso Viejo borrowers can move forward without delays.
A: Yes, we do lend our own money on certain loans. If the loan does not fit within our acceptable parameters, we have relationships with vetted personal and institutional investors who we have been working with for many years that are eager to participate.
A: We can fund in as little as 7 days however this is dependent primarily on title conditions and how fast we can obtain the appraisal report. This can fluctuate however the current average time to fund a hard money loan is 15 business days.
A: Some of the benefits of hard money compared to bank or credit union mortgage loans are:
– Faster application process
– No personal financials required such as tax returns, W-2’s or paystubs
– Recent derogatory housing events such as recent bankruptcy, short sale, loan mod or foreclosure possibly allowed
– All credit scores allowed
– Stronger purchasing power
– Faster funding, recording and disbursements
The approval process is much easier with a hard money loan because it’s primarily dependent on the equity position and location of the subject property.
A: To begin the process of obtaining your hard money loan you can complete our Contact Form or call us toll free at 1.800.315.0043.
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.