ALISO VIEJO HARD MONEY LENDER

Private Money Lender For Aliso Viejo Real Estate

Call Independent Lending 949.830.3151

Independent Lending is your Aliso Viejo hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees

YOUR TRUSTED ALISO VIEJO HARD MONEY SPECIALIST

Independent Lending is a popular private money lender for Aliso Viejo real estate, assisting many types of different clients that need mortgage lending. Independent Lending is headquartered in beautiful Aliso Viejo, CA and we take pride in our customer service and speed in funding. Contact us today to start your hard money loan process.

Aliso Viejo

Aliso Viejo is located in South Orange County between Laguna Niguel and Laguna Beach. With a population of over 50,000, the City of Aliso Viejo was incorporated in 2001. Some of Aliso Viejo’s popular landmarks include Soka University, the town center, and the Aliso Viejo Country Club.

What Sets Us Apart

130 Five Star

130 Zillow 5 Star Reviews
5 Star Google Reviews
A+ Rating with BBB

$ 500 Million

40 Years Mortgage Lending
Poor - Excellent Credit
Several Programs

15 days

No Upfront Fees Ever!
Same Day Approval
Direct Lender

Aliso Viejo Hard Money Property Types

Independent Lending has an array of property types for Aliso Viejo borrowers, including single-family residences, multi-family residences, mixed-use condos, townhomes, land, and industrial properties.ks include Soka University, the town center, and the Aliso Viejo Country Club.

Aliso Viejo Hard Money Program Highlights

Aliso Viejo Hard Money Loans

Independent Lending offers an array of lending programs such as fix and flip loans, hard money 2nds, asset-based lending, and other specialty loan programs.

Recently Funded Aliso Viejo hard Money Loan

Real World Scenario

Independent Lending recently funded this loan in the amount of $182,000. The 2nd mortgage was completed on a primary residence located in Aliso Viejo, California. The appraisal came in at $830,000, and the borrower requested the funds for their small business expansion. Funding was completed in approximately 2 weeks, and approval did not require credit or income verification.

About Our Mortgage Lending and Service

We had the best lending experience with David Milo and Independent Lending! After reaching out from an online inquiry, David set our expectations for finding a suitable loan product, kept in contact and guided us through the entire loan process. He made himself available 24/7 and made sure we were comfortable with every aspect of getting our loan. From start to finish, we closed in less than 2 weeks! I would strongly recommend David Milo and his team for any type of real estate loan product.

David was able to find the right lending solution for us and really helped during this stressful time. He was honest about our mortgage options and patiently answered all of my questions. We have worked with multiple lenders over the years and the experience with David has been the best. I recommend him highly to anyone looking for a lender.

David Milo was a professional from start to finish, he delivered as expected and made the process incredibly easy. My husband and I worked with David on a recent equity loan for our home that is is under construction, the entire process was quick easy and David kept us informed the entire way. He answered any and all questions professionally and with great kindness. We will defiantly use David for any of our home loan needs in the future. Recommend him highly!

I am very thankful that I found David online. I was in a ugly situation with personal stuff, had very bad credit. I went to banks, mortgage lenders but know one wanted to help me. I was almost ready to give up till I went online and looked for some hope out there for me. Then I came across David’s page and gave him a call. The loan was fast. Thank you David!

What Our Clients Have To Say

    
 
 
       Posted on Google  
   
   Joseph 
 
 
 
 Trustindex verifies that the original source of the review is Google. David and his entire team made it possible for me to get a loan after experiencing rejection after rejection from other lenders. They were very committed and dedicated to provide me valuable assistance. David never fell short in giving updates. I could not thank them enough. I'd be more than happy to refer them to friends and family.
  
 
      Posted on Google  
   
   R W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely fantastic experience from start to finish; can’t recommend this firm enough. Thanks to David, Mike & Chelsea, for always being available, and making the entire process a seamless one.
  
 
      Posted on Google  
   
   marianella castillo 
 
 
 
 Trustindex verifies that the original source of the review is Google. David and Mike are beyond amazing, super fast, responsive and extremely efficient!!!
  
 
      Posted on Google  
   
   _ sosefina _ 
 
 
 
 Trustindex verifies that the original source of the review is Google. David M was beyond helpful and a pleasure to work with. Detailed orientated, trustworthy and communicative through the whole process of working together. 100% recommend working with this company, especially with David!
  
 
      Posted on Google  
   
   Tyra Vickers-Kearney 
 
 
 
 Trustindex verifies that the original source of the review is Google. After a career change I found myself drowning in debt. I happened to come across Mike Colapinto at Independent Lending. We discussed my situation and he and David Milo literally saved me from sleepless nights and stressful headaches. They took my situation and turned it into a dream come true very quickly. They stayed in constant communication every step of the way. They are genuine and very accommodating. Because of them, I am ahead in life. They are truly a God send.
  
 
      Posted on Google  
   
   Bryan Ford 
 
 
 
 Trustindex verifies that the original source of the review is Google. David and Mike did a knock out job from start to finish! They were able to secure me funding within 10 days and the whole process was smooth as glass. I would highly recommend!
  
 
  
  
 
 
      Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Aliso viejo Hard Money Frequently Asked Questions

FAQ

A: Each month, the interest is added to your loan balance. You only repay the loan when you sell the house or when the loan becomes due (such as after you pass away).

Q: What types of properties qualify for hard money loans in Aliso Viejo?

A: Hard money loans in Aliso Viejo, California, can be used for different kinds of real estate, including single-family residential properties, multi-unit rentals, commercial spaces, and mixed-use buildings. Independent Lending offers equity-based loans for property buyers who need fast access to capital for fix-and-flip projects, rehabs, or acquisitions. Because approval is based on equity and market potential rather than traditional credit requirements, Aliso Viejo borrowers can move forward without delays.

Q: How does Independent Lending help Aliso Viejo investors close deals faster?

A: Yes, we do lend our own money on certain loans. If the loan does not fit within our acceptable parameters, we have relationships with vetted personal and institutional investors who we have been working with for many years that are eager to participate.

Q: How quickly can you fund your hard money loan?

A: We can fund in as little as 7 days however this is dependent primarily on title conditions and how fast we can obtain the appraisal report. This can fluctuate however the current average time to fund a hard money loan is 15 business days.

Q: What are the benefits of a hard money loan compared to a bank loan?

A: Some of the benefits of hard money compared to bank or credit union mortgage loans are:

– Faster application process
– No personal financials required such as tax returns, W-2’s or paystubs
– Recent derogatory housing events such as recent bankruptcy, short sale, loan mod or foreclosure possibly allowed
– All credit scores allowed
– Stronger purchasing power
– Faster funding, recording and disbursements

The approval process is much easier with a hard money loan because it’s primarily dependent on the equity position and location of the subject property.

Q: How can I start the application process for a hard money loan?

A: To begin the process of obtaining your hard money loan you can complete our Contact Form or call us toll free at 1.800.315.0043.

Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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ALISO VIEJO HARD MONEY LENDER

Call Independent Lending 949.830.3151

YOUR TRUSTED ALISO VIEJO HARD MONEY SPECIALIST