Call Independent Lending 949.830.3151
Independent Lending is the premier Encinitas hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Your Trusted Encinitas Hard Money Specialist
Independent Lending has been a trusted private money lender for Encinitas real estate since 2013 offering an assortment of hard money, private money and specialty loan programs. Independent Lending has funded over $500 million in mortgage financing and provides an excellent level of customer service and quick funding for fast cash. Independent Lending’s Encinitas mortgage rates are competitive and we have no junk fees. Contact Us for information on one of our Encinitas loan programs.
Encinitas
Encinitas is located in the North County area of San Diego County, CA. This beach city lies between Carlsbad and Solana Beach and approximately 25 miles north of San Diego. With a population of over 60,000 the city of Encinitas was incorporated by voters in 1986. You can drive down the Historic Highway 101 and visit the San Diego Botanic Garden or surf at Swami’s beach.
What Sets Us apart
Trust
Testimonials-
130 Zillow 5 Star Reviews
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5 Star Google Reviews
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A+ Rating with BBB
Experience
Loans Funded-
40 Years Mortgage Lending
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Poor - Excellent Credit
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Several Programs
Service
Average Days to Fund-
No Upfront Fees Ever!
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Same Day Approval
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Direct Lender
Encinitas Hard Money Property Types
Independent Lending lends on just about all property types for Encinitas real estate, including single family residence, condos, townhomes, multi-family residence, commercial and mixed-use.
Encinitas Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
Encinitas Hard Money Loans
Independent Lending specializes in competitive mortgage rates for Encinitas while focusing on equity lending. The location, condition and amount of equity in your property is more important to our underwriting process than credit scores or income. Independent Lending loan programs include commercial hard money, bad credit lending and hard money 2nds to name just a few.
Recently Funded Encinitas hard Money Loan
Real World Scenario
Independent Lending funded a $173,000 2nd mortgage with private money in Encinitas, California. The appraisal came in at $964,000. This business purpose loan was approved for expansion of the borrower’s small business. Specifically marketing, computers, payroll and reserves.
About Our Mortgage Lending and Service
What Our Clients Have To Say
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
