Local: 949.830.3151

Toll Free: 1.800.315.0043

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$ 0 Million

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Independent Lending is the premier Costa Mesa hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is a top ranked private money lender for Costa Mesa real estate. With over 40 years of mortgage lending experience, we offer fast cash and quick funding for a variety of real estate investors and property owners. Independent Lending has an assortment of programs including private money, hard money and specialty lending to name just a few. Our Customer Service is top rated and we welcome you to Contact Us today for more information about our Costa Mesa programs.

Costa Mesa

Costa Mesa is located in Orange County, CA and was incorporated in 1953. It has grown from a semi-rural farming community to a large commercial, retail and light manufacturing center with a population of over 112,000 residents. Located 37 miles southeast of Los Angeles and 87 miles northwest of San Diego, Costa Mesa is 16 square miles. A few of the local landmarks are South Coast PlazaThe LAB Anti Mall and  Segerstrom Center for the Arts.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Costa Mesa Hard Money Property Types

No matter what type of real estate, Independent Lending covers just about all property types for Costa Mesa including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.

Need a Costa Mesa Hard Money Loan?


Costa Mesa Hard Money Program Highlights

Costa Mesa Hard Money Loans

Independent Lending offers several different loan programs to match your mortgage needs. Our hard money and private money loan programs require equity in your subject property. We have an experienced team to assist you with your goals. Just some of the programs we offer include bad credit loans, investment property loans, owner-occupied loans and trust loans.

How We Can Help

Real World Scenario

Independent Lending completed a $205,000 private money 2nd mortgage in Costa Mesa, California. The funds were used to payoff a current hard money business purpose trust deed. Appraised value came in at $1,050,000 and the new loan funded in less that 18 days. Credit scores & verified income were not part of the lending equation.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Costa Mesa Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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