Call Independent Lending 949.830.3151
Independent Lending is the premier Costa Mesa hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Your Trusted Costa Mesa Hard Money Specialist
Independent Lending is a top ranked private money lender for Costa Mesa real estate. With over 40 years of combined mortgage lending experience, we offer fast cash and quick funding for a variety of real estate investors and property owners. Independent Lending has an assortment of programs including private money, hard money and specialty lending to name just a few. Our Customer Service is top rated and we welcome you to Contact Us for more information about our programs.
Costa Mesa
Costa Mesa is located in Orange County, CA and was incorporated in 1953. It has grown from a semi-rural farming community to a large commercial, retail and light manufacturing center with a population of over 112,000 residents. Located 37 miles southeast of Los Angeles and 87 miles northwest of San Diego, Costa Mesa is 16 square miles. A few of the local landmarks are South Coast Plaza, The LAB Anti Mall and Segerstrom Center for the Arts.
What Sets Us apart
Trust
Testimonials-
130 Zillow 5 Star Reviews
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5 Star Google Reviews
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A+ Rating with BBB
Experience
Loans Funded-
40 Years Mortgage Lending
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Poor - Excellent Credit
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Several Programs
Service
Average Days to Fund-
No Upfront Fees Ever!
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Same Day Approval
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Direct Lender
Costa Mesa Hard Money Property Types
No matter what type of real estate, Independent Lending covers just about all property types for Costa Mesa including single family homes, condominiums, town houses, multi-family residences, commercial, industrial and mixed-use.
costa Mesa Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
Costa Mesa Hard Money Loans
Independent Lending offers several different loan programs to match your mortgage needs. Our hard money and private money loan programs require equity in your subject property. We have an experienced team to assist you with your goals. Just some of the programs we offer include bad credit loans, investment property loans, owner-occupied loans and trust loans.
Recently Funded Costa Mesa hard Money Loan

Real World Scenario
Independent Lending completed a $205,000 private money 2nd mortgage in Costa Mesa, California. The funds were used to payoff a current hard money business purpose trust deed. Appraised value came in at $1,050,000 and the new loan funded in less that 18 days. Credit scores & verified income were not part of the lending equation.
About Our Mortgage Lending and Service




What Our Clients Have To Say
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.