Orange County real estate continues to be a strong market that investors seek to penetrate for above average returns. A new boom in leisure travel should help drive future growth in the area.

Smart borrowers are looking to capture the additional demand for vacation rentals by financing new deals with loans from Orange County hard money lenders.

But capitalizing on new short-term rental isn’t the only viable real estate investment strategy that is turning heads in Orange County. Many real estate investors and property owners are seeing opportunities in long-term tenancies as rent pricing is expected to incrementally increase over the next few years.

No matter what your business model might entail, it’s clear that there are many advantages to integrating an Orange County hard money lender like Independent Lending into your investing strategy.

The first reason to use Orange County hard money lenders is that they offer flexibility for unique property types and investing strategies.

Traditional lenders like banks and credit unions often have limitations on the number of financed properties you can own along with strict criteria for qualification. This can make it difficult for most borrowers to obtain new mortgage financing, especially if you don’t check all the “right” boxes for qualification.

Conversely, Orange County hard money lenders put most of the emphasis on qualifying for a new hard money mortgage loan based on the underlying property securing the debt. In fact, Independent Lending can qualify borrowers for a new hard money loan without the need to review your personal income. There are also options for borrowers with poor credit or specialty financing needs.

Another reason to use a hard money lender for Orange County real estate is that the approval process is much faster than other loans.

Traditional mortgages can sometimes take upwards of two months to close. By then costs can eat into your profits and your investing pipeline experiences acquisition bottlenecks that impede growth.

Independent Lending can approve you for a hard money loan in a few days, not weeks. This makes hard money financing ideal for anyone looking to purchase or refinance real estate throughout the Orange County area.