Call Independent Lending 949.830.3151
Independent Lending is the premier El Cajon hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Your Trusted El Cajon Hard Money Specialist
Independent Lending is your private money lender for El Cajon real estate. With over 40 years of combined mortgage lending experience, we provide quick funding for fast cash to a wide variety of property owners and real estate investors. Independent Lending offers hard money, private money & specialty lending programs. Our Customer Service is top rated and we welcome you to Contact Us at your convenience for more information about our El Cajon mortgage lending programs.
El Cajon
El Cajon is a city in San Diego County, CA and is located approximately seventeen miles east of downtown San Diego. The box-like shape of the valley that surrounds El Cajon is the reason for it’s name, which means “the box” in Spanish. The city is 14.4 square miles and is bordered by La Mesa, San Diego, Spring Valley and Santee. A few of the local attractions include Sycuan Casino Resort, The Water Conservation Garden and Summers Past Farms.
What Sets Us apart
Trust
Testimonials-
130 Zillow 5 Star Reviews
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5 Star Google Reviews
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A+ Rating with BBB
Experience
Loans Funded-
40 Years Mortgage Lending
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Poor - Excellent Credit
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Several Programs
Service
Average Days to Fund-
No Upfront Fees Ever!
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Same Day Approval
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Direct Lender
El Cajon Hard Money Property Types
No matter what type of real estate, Independent Lending covers just about all property types for El Cajon including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.
El Cajon Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
El Cajon Hard Money Loans
Independent Lending has several loan programs such as bad credit loans, trust loans, owner-occupied loans and commercial hard money to name just a few. As a equity based lender, we focus more on the equity of the subject property so very little information is required for an accurate quote. Our team has the experience and knowledge to assist with all El Cajon mortgage lending scenarios and goals.
Recently Funded El Cajon hard Money Loan
Real World Scenario
Independent Lending recently closed on a $165,000 1st trust deed private money loan in El Cajon, California. The appraised value came in at $230,000 for this attached condo. The borrower needed the proceeds to payoff an existing small business loan. This loan closed in just over 2 weeks and equity was the main factor in the approval process.
About Our Mortgage Lending and Service
What Our Clients Have To Say
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
