Call Independent Lending 949.830.3151
If you’ve been trying to find trusted Camarillo hard money lenders, equity-based mortgage lenders, or private money financing, your search is over! Independent Lending specializes in alternative loans and is considered very trustworthy. We’ve made a name for ourselves in the industry by providing excellent customer service, offering a wide range of loan programs, and the ability to act fast in a pinch. Our doors have been open since 2013 and since then we’ve managed to fund more than $500 million in mortgage loans. Let us help you get the financing you need for your next real estate purchase or project!
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
YOUR TRUSTED CAMARILLO HARD MONEY SPECIALIST
Independent Lending is now one of the busiest Camarillo hard money lenders with over four decades of experience in the mortgage sector. Collaborating with real estate developers, investors, property owners, and purchasers alike, it is clear why we stand out as a premier hard money lender in Camarillo, CA. Our clients trust us for prompt funding when every minute counts. They also understand that we provide tailored loan solutions through our diverse range of available programs. With a stellar 5-star rating for customer service, our representatives are eager to determine precisely how much assistance you require. Don’t hesitate to reach out and contact us today!
Camarillo
Camarillo is a picturesque farming community located in Ventura County, California, known for its mild Mediterranean climate, natural beauty, and sweeping views of the hills nearby. Residents enjoy a relaxed, family-friendly lifestyle, suburban comfort, and privacy. One of the state’s most famous shopping centers is the Camarillo Premium Outlets. Home to over 160 retail stores, this is where people come from all over for incredible deals. Another well-known attraction is Camarillo Ranch, which gives visitors a peek into the area’s rich heritage with tours of its beautifully restored Victorian house and adjoining gardens. Nature lovers enjoy coming to Camarillo Grove Park to hike, have picnics, and relax in one of the area’s most beautiful native landscapes. All of this makes Camarillo an ideal place to raise a family. If you’re considering putting down roots by buying property here, you may want to speak with a reputable private money lender in Camarillo, CA. Give Independent Lending a call today!
Camarillo Residential Hard Money Loans
- Borrow up to 65% Loan to Value
- Direct Lender - No Middleman
- Rates as low as 7.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time
Camarillo Commercial Hard Money Loans
- Borrow up to 60% Loan to Value
- Direct Lender and Brokerage
- Rates as low as 7.99%
- Quick and Easy Application Process
- Ultra Fast Closing Time
Camarillo Hard Money Property Types
We provide hard money loans on just about every type of property in Camarillo, CA, which would be single-family homes, townhouses, condos, and multi-family homes like duplexes and triplexes. Our commercial division helps those who need financing for office buildings, mixed-use structures, specialty buildings, industrial complexes, medical centers, and more. If you need a Camarillo hard money loan, please reach out to Independent Lending today. We look forward to helping you achieve your dream.
Camarillo Hard Money Program Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Commercial
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals Allowed
- LLC & Corps Allowed
Camarillo Hard Money Loans
You can rely on Independent Lending to offer you a loan that perfectly meets your needs. We offer property buyers in Camarillo hard money loans through a variety of programs. Our approvals depend on the property’s equity and location. You can hold titles personally in your own name, in a corporation, trust, or LLC. You decide, and we can take care of the necessary documentation. We have bad credit loans, probate loans, trust loans, real estate investment loans, and more. As one of the top Camarillo hard money lenders, you can count on Independent Lending to meet your needs. Please give us a call today.
About Our Mortgage Lending and Service
What Our Clients Have To Say
Recently Funded Hard Money Loans
CAMARILLO HARD MONEY LOANS—FAQS
Real estate projects in Camarillo often call for financing that can adapt to tight timelines. Independent Lending provides Camarillo non-bank funding options for investors and homeowners who prefer a more practical alternative to traditional lending. Instead of navigating rigid income requirements, our process centers on the available equity. The FAQs below address common questions about hard money lending and how these financing solutions are commonly used in Camarillo.
A: Each month, the interest is added to your loan balance. You only repay the loan when you sell the house or when the loan becomes due (such as after you pass away).
A: A Camarillo hard money loan is a mortgage on real estate located in Camarillo in an amount determined by the property’s equity value and location. This is a specialized loan designed for those who don’t necessarily meet the criteria for a traditional mortgage loan from a bank or credit union. Independent Lending is the direct lender who invests our own capital, but we do from time to time rely on a netw ork of institutional property investors as well as private individuals to provide the financing.
A: Yes, Independent Lending will lend money on a Camarillo property that meets our criteria. However, we have a whole group of other institutional and private investors that we rely on who implicitly trust us and our lending process, and they come up with the capital.
A: There are a lot of advantages for taking out a hard money loan instead of going to your local bank for a mortgage. These are as follows:
- Your pre-approval will come through very quickly.
- You will very likely not have to submit any tax returns, W-2s, or pay stubs.
- Recent adverse housing events like foreclosure, short, sale, loan mod, bankruptcy or other negative issues won’t be of concern.
- You can even have a low FICO score and still qualify.
FAST, FLEXIBLE FINANCING IN CAMARILLO
If you’re preparing to refinance a property in Camarillo, access to fast financing can help you move forward with confidence. Independent Lending offers private money loans designed for investment properties, rental homes, or value-add projects throughout Camarillo. Our streamlined lending approach helps borrowers close on schedule without unnecessary delays. Connect with our team today to review your scenario and see how our Camarillo hard money loan programs can support your goals.
SERVING CAMARILLO AND SURROUNDING AREAS
Serving Camarillo, Ventura County, and the surrounding coastal communities, Independent Lending provides private real estate financing for real estate investors and homeowners seeking alternative funding. Our Camarillo hard money lending services extend to nearby cities including Oxnard, Thousand Oaks, Moorpark, and Ventura, offering local borrowers access to experienced private capital. With insight into Ventura County real estate trends, we help clients secure financing aligned with their timelines.
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.