Local: 949.830.3151

Toll Free: 1.800.315.0043

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$ 0 Million

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Independent Lending is the premier Chula Vista hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is the best private money lender for Chula Vista real estate. With over 40 years of mortgage lending experience, we offer quick funding for fast cash to a wide variety of real estate investors and property owners. Independent Lending offers an assortment of specialty programs including hard money and private money to name just a few. Our Customer Service is top rate and we welcome you to Contact Us today for more information about our Chula Vista programs.

Chula Vista

With a population of over 276,000, Chula Vista is the 2nd largest city in San Diego County. The city of Chula Vista was incorporated on October 17, 1911 and it’s name translates to beautiful view. Like the rest of San Diego lowland areas, the climate is semi-arid with mediterranean characteristics. Chula Vista is the site of the Chula Vista Elite Training Center for Olympic and Paralympic participants. Other popular locations include, the Living Coast Discovery CenterNorth Island Credit Union Amphitheatre and Sesame Place.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Chula Vista Hard Money Property Types

No matter what type of real estate, Independent Lending covers just about all property types for Chula Vista including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.

Need a Chula Vista Hard Money Loan?


Chula Vista Hard Money Program Highlights

Chula Vista Hard Money Loans

How We Can Help

Chula Vista home refinanced using a hard money loan from our company, showcasing our private money financing.

Independent Lending offers multiple loan programs to match your needs. We have competitive mortgage rates for Chula Vista residents. Being an equity based lender, we only require limited information to offer you a quote. Whether you hold title in a LLC, Trust or Corp, we have you covered with our experienced team. Some of our loan programs include owner-occupied loans, commercial bridge loans, investment property loans and bad credit loans.

Real World Scenario

Independent Lending executed a $234,000 private money 2nd mortgage in Chula Vista, California. The appraisal came in at $975,000 and the detached single family home was used as collateral. The funds were to be used for business purpose. From start to finish, this new loan finalized in less than 3 weeks. With such a large equity position, no credit score or income review was requested by underwriting.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Chula Vista Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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