Independent Lending is the premier Cardiff by the Sea hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
40 Years Mortgage Lending Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Independent Lending
We are Independent Lending, private money lender for Cardiff by the Sea real estate with over 40 years of mortgage lending experience. We offer quick funding for fast cash to a wide variety of real estate investors and property owners. Independent Lending offers an assortment of specialty programs including hard money and private money to name just a few. Our Customer Service is top rate and we welcome you to Contact Us today for more information about our Cardiff by the Sea mortgage programs.
Cardiff by the Sea
Cardiff by the Sea is a beach community and part of of the city of Encinitas in San Diego County, CA. With a population of over 12,000 residence, it’s a small community with it’s own zip code and is locally know as Cardiff. You can learn how to surf at the Eli Howard Surf School and then hit the waves on your own at Cardiff State Beachor bring your family toSan Elijofor camping and surfing.
What Sets Us apart
Trust
Testimonials
130 Five Star
130 Zillow 5 Star Reviews
5 Star Google Reviews
A+ Rating with BBB
Experience
Loans Funded
$
500 Million
40 Years Mortgage Lending
Poor - Excellent Credit
Several Programs
Service
Average Days to Fund
15 days
No Upfront Fees Ever!
Same Day Approval
Direct Lender
Cardiff by the Sea Hard Money Property Types
No matter what type of real estate, Independent Lending covers just about all property types for Cardiff by the Sea including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.
Need a Cardiff by the Sea Hard Money Loan?
Cardiff by the Sea Hard Money Program
Highlights
Cash Out Now!
Pay off Existing Hard Money Loan
Funds to Expand Current Business
Primary & Investment Property
No Income or Credit Score Requirements
SFR
Condo
Townhome
Multi-Family
Multi-Use
1st, 2nd & 3rd Mortgage
Low Rates & Fees
No Seasoning Requirements
Foreign Nationals - OK
LLC & Corps - OK
Cardiff by the Sea Hard Money Loans
Independent Lending has a loan to match your needs with competitive mortgage rates for Cardiff by the Sea real estate. As an equity based lender, we only require limited information to forward you a quote. Whether your an individual or hold title in a LLC, Trust or Corp, we have you covered with our experienced team. Some of our loan programs include probate loans, trust loans, investment property loans and bad credit loans.
How We Can Help
Real WorldScenario
Independent Lending completed a $70,000 private money 1st mortgage in Cardiff by the Sea, California. This attached townhome appraised for $900,000 and the funds were used to upgrade the property for an increase in future rent. This loan funded in less than 2.5 weeks and no income or credit scores were required due to the large equity position.
About Our Mortgage Lending and Service
David was able to find the right lending solution for us and really helped during this stressful time. He was honest about our mortgage options and patiently answered all of my questions. We have worked with multiple lenders over the years and the experience with David has been the best. I recommend him highly to anyone looking for a lender.
We had the best lending experience with David Milo and Independent Lending! After reaching out from an online inquiry, David set our expectations for finding a suitable loan product, kept in contact and guided us through the entire loan process. He made himself available 24/7 and made sure we were comfortable with every aspect of getting our loan. From start to finish, we closed in less than 2 weeks! I would strongly recommend David Milo and his team for any type of real estate loan product.
David Milo was a professional from start to finish, he delivered as expected and made the process incredibly easy. My husband and I worked with David on a recent equity loan for our home that is is under construction, the entire process was quick easy and David kept us informed the entire way. He answered any and all questions professionally and with great kindness. We will defiantly use David for any of our home loan needs in the future. Recommend him highly!
I am very thankful that I found David online. I was in a ugly situation with personal stuff, had very bad credit. I went to banks, mortgage lenders but know one wanted to help me. I was almost ready to give up till I went online and looked for some hope out there for me. Then I came across David’s page and gave him a call. The loan was fast. Thank you David!
Read What Our Borrowers Have To Say
Need a Cardiff by the Sea Hard Money Loan?
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.