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Independent Lending is the #1 lender for hard money lenders Oakland. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has been a relied-on Oakland hard money lender since 2013 supplying an array of hard money loans, private money lending as well as specialized lending programs. Founded in lovely Aliso Viejo, CA, Independent Lending has funded over $500 million in home mortgage lending & offers an exceptional degree of consumer solutions as well as fast financing for quick cash money. Independent Lending’s Oakland’s home mortgage rates are affordable, and we have no junk charges.


The City of Oakland is by far the largest city in the East Bay area of the San Francisco Bay Area and the 8th largest city in California. Consisting of long, comfortable, and dry summers and short, cold, and damp winters, climate conditions are most favorable in Oakland compared to it’s neighbor across the bay bridge being San Francisco.

It is said that Oakland has recently had a massive growth in a variety of employment opportunities in tech while
Kaiser Permanente is the city’s largest employer. Oakland is filled with exciting activities such as music venues, dance performances, and gourmet food events. With more than 80 parks, and over 50 historical places, one of the most popular destinations is the Oakland Museum of California. Being the only attraction of its kind completely dedicated to the history and the art of California and natural sciences.

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Oakland Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Oakland Commercial Hard Money Loans


When starting a standard home mortgage loan, Oakland hard money lending institutions do not have to stay true to the very same rules and policies that a lot of institutional banks and credit unions must follow. This frees Oakland hard money lenders, enabling more structured procedures and quicker approval outcomes.

Independent Lending can qualify customers for hard money loans in Oakland, CA without the need to evaluate your employment earnings or dissect your credit report. Independent Lending is unique in that it will put more weight on the current market value, location and condition of the underlying subject property associated with your mortgage loan.

If your searching for a bad credit home equity loan, bridge loans in California, hard money cash out refinance, or need to fund a distinct commercial or residential property type, Independent Lending is one of the best private money lenders all set to help.

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Oakland Hard Money Program Highlights

Independent Lending Locations


Best recognized for the Grand Canyon and dry warm weather, individuals flock to the Grand Canyon State for its stunning views and beautiful scenery. Arizona provides both a lush history and fantastic climate.

For over twenty years Independent Lending has helped numerous customers with hard money loans. We challenge ourselves to be among the leading Arizona hard money lenders and we know what it takes to get your loan done quickly and expertly!

Hard Money Lenders California

From the tan-colored sandy beaches to beautiful wine centric towns, Independent Lending understands the charactoristics of the California housing and home mortgage sector, enabling us to drive results.

Independent Lending is located in Aliso Viejo, CA and aims to be one the leading California hard money lenders.



Independent Lending will assist if the Sunshine state with ivory white beaches and embracing, sunny breezes are calling your name. Whether you are aiming to purchase a short-term rental or need a hard money cash out refinanceIndependent Lending is leading the pack as one of the best Florida hard money lenders!

Getting a
hard money home equity loan from Independent Lending is both streamlined and quick! Whether you require a bad credit home equity loan or have perfect credit, we have loan programs that will assist with your particular mortgage financing requirements.

Texas hard money lenders

We service the entire state of Texas, including being one of the most popular Houston hard money lendersWhile Texas may well be the Lonestar state, Independent Lending provides first-class service with an A+ ranking with the BBB and a long history of assisting Texas hard money customers find which specialized home mortgage programs best fit their requirements. We promote service, trust and lending experience throughout as one of the leading Texas hard money lenders.

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Independent Lending Recently Funded Loans

Need a Oakland Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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