Local: 949.830.3151

Toll Free: 1.800.315.0043

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0 Years
$ 0 Million

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Independent Lending is the premier Hayward hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is your go to private money lender for Hayward real estate. Our focus is fast cash and quick funding with over 40 years of mortgage lending experience. Independent Lending works with investors all kinds of property owners. Contact Us for more information about one of our hard money, private money or specialty loans today.


Hayward is a city located in Alameda County, California and has a population of over 163,000 residents. It was once known for food canning and salt production with known names such as Leslie Salt and Hunt Brothers Cannery. Popular local attractions include Hayward Japanese GardensGarin Regional Park and Sulphur Creek Nature Center.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Hayward Hard Money Property Types

No matter what type of real estate, Independent Lending covers just about all property types for Hayward including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.

Need a Hayward Hard Money Loan?


Hayward Hard Money Program Highlights

Hayward Hard Money Loans

Independent Lending is an experience direct lender with many mortgage programs to offer such as bad credit loans, investment property loans, trust loans and DSCR loans to name just a few. We are a equity based lender, focusing on the equity in your real estate vs. your income and credit scores. Click on one of the green Instant Quote buttons now for a custom quote.

How We Can Help

Real World Scenario

Independent Lending finalized a business purpose loan for this single family detached house with an appraisal of $450,000. This $60,000 hard money 2nd loan in Hayward, California loan funded in just over 2 weeks. Credit scores & income were not part of the lending equation.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Hayward Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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