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Independent Lending is the #1 lender for a hard money lender Irvine. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has been a reliable Irvine hard money lender since 2013, supplying a variety of hard money, private money and specialized lending programs. Nestled in stunning Aliso Viejo, CA, Independent Lending has funded over $500 million in home mortgage programs and also supplies an outstanding degree of Customer Support as well as fast financing for quick cash money. We collaborate with a variety of real-estate investors, first time buyers and present property owners using modern and versatile home loan financing programs. Independent Lending’s Irvine mortgage programs are affordable, and we have no junk costs. As a direct hard money lender for any of your private money mortgage needs, we are licensed in Arizona, California, Florida as well as TexasContact Us for more info on one of our Irvine hard money financing programs. 


Irvine as a population of over 300,000 residents and sits on approximately 66 square miles. Located within the Pacific Region of the United States along the Southern California coast in Orange County, CA. The City of Irvine is about 40 miles southeast of Los Angeles and about 84 miles southeast from San Diego. The largest employer is University of California, Irvine, and just a few of the many popular destinations include: Irvine Spectrum Center, Orange County Great Park and San Joaquin Wildlife Sanctuary.

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Irvine Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Irvine Commercial Hard Money Loans


When compared to a standard home mortgage loan, Irvine private money lenders are not bound by the same rules and policies that most institutional banks and credit unions are. This broadens Irvine hard money lender requirements, enabling more structured procedures and quicker approval outcomes.

Independent Lending can qualify customers for 
hard money loans in Irvine, CA without the requirement to examine your individual earnings or take a deep dive into your credit report. Rather, Independent Lending will focus more on the worth of the underlying real estate associated with your home loan.

Whether you require a
bad credit mortgage loan, hard money cash out refinance, mortgage for self employed or require funding a distinct home typeIndependent Lending is your hard money lender who can help with cash out refinance loans

Need a Irvine Hard Money Loan?


Irvine Hard Money Program Highlights

Independent Lending Locations

hard money lenders Arizona

The Grand Canyon State is a popular tourist destination in the United States. Visitors from all over the world come to visit the Grand Canyon and enjoy the state’s beautiful splendor and distinctive landscape. This Copper State has much to offer with its amazing climate and abundance of history makes it an incredible environment for desert living and continues to grow.

David and his company have been assisting consumers with 
asset-based loans for over twenty years. We are among the top Arizona hard money lenders, and we understand what it takes to complete your hard money equity loans quickly and successfully!

Hard Money Lenders California

From the white-colored sandy beaches to the beautiful wine countryside, Independent Lending has knowledge of the ins and outs of the California housing and home loan market, permitting us to drive end results by incorporating with any home mortgage funding technique.

Independent Lending is headquartered in 
Aliso Viejo, CA and makes every effort to be one of the leading California hard money lenders.

Hard Money Lenders Florida

Whether you want to buy a short-term rental or just call Florida home, Independent Lending is among the top Florida hard money lenders, and will assist you in purchasing a home near the gorgeous beaches and tropical region of this Sunshine state.

Because of our unique, customer-focused approach, acquiring an investment property loan from Independent Lending is simple and quick! We provide asset-based lending options that will help you meet your specific funding goals, whether you need a home equity loan for bad credit or have excellent credit, we are your go-to Florida hard money lender.

Texas hard money lenders

When it comes to Texas, go big or go home! Independent Lending’s portfolio of private money loans can cover any residential, industrial, or business purpose loan. We are among the best Houston hard money lenders and serve the entire state of Texas.

While Texas is known as the Lonestar state, Independent Lending provides first-rate service with an A+ rating with the Better Business Bureau and a lengthy history of assisting Texas hard money consumers in determining which mortgage options are most suited to their needs. We prioritize trust, experience, and service as one of the best Texas hard money lenders in all aspects of our business.


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Independent Lending Recently Funded Loans

Need a Irvine Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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