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Independent Lending is the #1 lender for hard money lenders Bakersfield. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has been a reliable Bakersfield hard money lender since 2013 supplying an array of hard money, private money and also specialized financing programs. Situated in attractive Aliso Viejo, CA, Independent Lending has actively funded over $500 million in mortgage loans as well as offering an outstanding degree of Consumer Solutions and fast financing for rapid money. Independent Lending’s Bakersfield home loan prices are competitively priced and also we have no junk charges. Contact Us today to learn more about how we can work with you on your next mortgage loan!


With a population of over 400,000, the City of Bakersfield is the 9th largest in the state of California encompassing approximately 151 square miles. Located in the San Joaquin Valley within the Kern County area, the summers are hot with clear skies and chilly winters and temperatures range from 41°F to 99°F. The largest employer in Bakersfield is County of KernPopular destinations include the California Living Museum, the Kern County Museum, and Buck Owens’ Crystal Palace.

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Bakersfield Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Bakersfield Commercial Hard Money Loans


Compared to a traditional home mortgage loan, California hard money lenders do not have to follow the same strict rules and guidelines that the majority of institutional banks and credit unions need to follow. This frees up Bakersfield hard money lenders, enabling a more streamlined procedure and a quicker approval outcome.

Independent Lending can qualify customers for
hard money loans in Bakersfield, CA without the requirement to evaluate your individual earnings or take a deep dive into your credit rating. Rather, Independent Lending will put more focus on the worth of the underlying subject real estate associated with your particular deal.

Whether you’re looking for a
home equity loan for bad credit, bridge loan, hard money cash out refinance, or require funding a special residential or commercial property type, Independent Lending is your home equity loan private lender prepared to help.

Need a Bakersfield Hard Money Loan?


Bakersfield Hard Money Program Highlights

Independent Lending Locations

hard money lenders Arizona

Best identified for the Grand Canyon and desert living, a lot of people flock to the Grand Canyon State for its lovely vistas and varied landscape. Arizona delivers both an abundant history and incredible climate.

For over 20 years David and his group have helped numerous customers with private money loans. We make every effort to be among the leading 
Arizona hard money lenders and we understand what it requires to get your loan done rapidly and successfully!

Hard Money Lenders California

From the white-colored sandy beaches to the beautiful wine countryside, Independent Lending has knowledge of the ins and outs of the California housing and home mortgage sector. This enables us to provide a successfully funded loan to meet your financial needs.

Independent Lending is headquartered in Aliso Viejo, CA and makes every effort to be among the leading California hard money lenders.

Hard Money Lenders Florida

Independent Lending can assist if the Sunshine state‘s beautiful beaches and tropical breezes are calling your name. Whether you are seeking short-term hard money rental loans or hard money loans for bad credit, Independent Lending is one of your premier Florida hard money lenders!

Utilizing a skillful, consumer-centric technique, getting a hard money loan from Independent Lending is both simple and fast! Whether you require a
home equity loan with bad credit or have outstanding credit, we have programs that will help satisfy your particular funding requirements.

Texas hard money lenders

Independent Lending executes with its extensive array of private money loans that can cover any residential, industrial, and business purpose. We cover the entire state of Texas, and pride ourselves on being among the very best Houston hard money lenders.

Independent Lending offers trust worthy service with an
A+ score with the BBB and a long history of assisting Texas asset based lending customers navigate which mortgage programs best fit their requirements. We promote trust, experience, and service throughout all aspects as one of the leading hard money lenders in Texas.

About Our Mortgage Lending and Service

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Independent Lending Recently Funded Loans

Need a Bakersfield Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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