Call Independent Lending 949.830.3151
Independent Lending is the leading hard money lender in California. With over $500 Million in funding since 2013, leverage our experience and contact us today.
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40 Years Combined Mortgage Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Independent Lending
Independent Lending is the premier, hard money lender in California. With a proven track record for helping borrowers meet their financial objectives, Independent Lending has funded over $500 million in loans since 2013. Independent Lending offers many different hard money, private money and specialty loans for fast cash and a streamlined process. Contact us now to get started on your California mortgage program and be one of our next satisfied clients!
California
From the white sandy beaches to the curated wine country, Independent Lending knows the ins and outs of the California real estate and mortgage industry, allowing us to drive results by integrating with one of many hard money financing strategies. Let us help you with your next residential or commercial business purpose loan.

Residential California Hard Money Loans
- Borrow up to 65% Loan to Value
- Direct Lender - No Middleman
- Rates as low as 7.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time

Commercial California Hard Money Loans
- Borrow up to 60% Loan to Value
- Direct Lender - No Middleman
- Rates as low as 7.99%
- Pre-Approval In Minutes NOT Days
- Ultra Fast Closing Time
California Hard Money Property Types
Independent Lending is a California hard money lender that allows for just about all property types such as land, industrial, town houses, single family homes, condominiums, multi-family residences and mixed-use.
California Hard Money Loans Highlights
- Cash Out Available
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi Family
- Commercial
- 1st, 2nd & 3rd Positions
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals - OK
- LLC & Corps - OK
California Hard Money Programs
Independent Lending offer many different lending programs such as hard money 2nds, trust loans, owner-occupied loans and probate loans. Most hard money lenders in Southern California do not offer such a large selection of loan programs combined with a streamlined process for fast cash. We have dozens of specialty, hard money and private lending options.
Recently Funded California Hard Money Loans
What Our Clients Have To Say
About Our Mortgage Lending and Service




Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
California Locations
Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Orange County, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda