Local: 949.830.3151

Toll Free: 1.800.315.0043

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Independent Lending is one of the leading hard money lenders in Florida. With over $500 Million in funding since 2013, leverage our experience and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees


We are Independent Lending, one of the top hard money lenders in Florida. With over $500 million in funding since 2013, we offer a streamlined process and quick closings for fast cash. Independent Lending works with real estate investors, current property owners and first-time buyers. We take pride in our hundreds of 5 Star Zillow reviews from past satisfied clients and we welcome you to contact us to discuss your Florida hard money lending goals.


If the tropical breezes and pristine beaches are calling your name, Independent Lending can help. Whether you are looking to buy a short-term rental or simply call the Sunshine state home, Independent Lending has a private money loan for you!

Like the gators that call the Everglades
home, other lenders are looking to take a bite out your wallet, offering higher rates and a poor client experience. Independent Lending prides itself on being a highly ranked, premier source of capital for thousands of borrowers.

Using a tactful, consumer-centric approach, getting a private money loan from Independent Lending is both quick and easy! Whether you have poor or excellent credit, we have programs that will help meet your specific financing needs.

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Residential Florida Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Commercial Florida Hard Money Loans

Florida Hard Money Property Types

Independent Lending is a hard money lender in Florida that accepts just about every property type for our hard money programs. Florida, town houses, multi-family residences, condo’s, singe family residences, mixed-use, industrial and land being the most popular types for our hard money loans in Florida.

Need a Florida Hard Money Loan?


Florida Hard Money Loan Highlights

Florida Hard Money Programs

Independent Lending offers multiple types of hard money, private money and specialty loan programs for Florida hard money lending. We have experience with foreign nationals and properties held in a LLC, Corp or Trust. Independent Lending offers many types of Florida hard money loans including fix and flip loanscash out refinance loansprobate loansowner-occupied loans, and other private money loans secured by Florida real estate.

Independent Lending Recently Funded Loans

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Florida Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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