Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

Just answer the simple questions below.

Property Type?




Independent Lending is the #1 lender for hard money lenders Modesto CA. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

As the leading provider for hard money lenders in Modesto, CA, Independent Lending has been supplying hard money, private money, and customized mortgage loans since 2013. We deliver excellent customer service and quick financing for those who need cash fast. We have helped fund a total of $500 million in mortgage loan programs and continue to offer our clients affordable and flexible financing options without the extra charges or fees.

We are licensed in California, Arizona, Florida as well as Texas and are the #1 choice for those searching for hard money loans in Modesto, CA. 
Contact us for more information on a finance program that’s right for you.

City Of Modesto

Population: Honored as Tree City USA many times, the City of Modesto is populated by about 220,000 residents and is well known for its outstanding agricultural produce, and its farm-to-table philosophy.

Square Miles: At 44.8 sq. mi. in size, Modesto is the 19th largest city in the state of California.

Location: Modesto is found on the Tuolumne River and near the Stanislaus River in the Central Valley of Stanislaus County, California. The city is 90 miles north of Fresno, 68 miles south of Sacramento, and 92 miles east of San Francisco.

Climate: Modesto offers a hot semi-arid climate, with hot, dry summers. Temperatures range from 95 °F in the day to 63 °F at night and on occasion temperatures can exceed a high of 100 °F during this season. Mild winters with moderate rainfall, average January temperatures range from 56 °F in the day to 40 °F at night.

Largest Employer: E & J Gallo Winery

Popular Destinations: McHenry Mansion
, Gallo Center for the Arts, Downtown Modesto

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Modesto Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Modesto Commercial Hard Money Loans


With a traditional mortgage loan, Modesto hard money lenders do not have to follow the same rules and guidelines that many institutional banks and credit unions need to follow. This allows Modesto hard money lenders, more efficient procedures, and quicker approval outcomes. This makes hard money loans appealing to many borrowers.

Independent Lending can approve borrowers for hard money loans in Modesto, CA without the need to examine individual earnings or take a deep dive into your credit history. Rather, Independent Lending will focus on the current market value, condition and location of the real estate associated with your mortgage request.

Independent Lending offers superior hard money loan programs and services. Whether you are interested in a home equity loan for bad credit, a cash out refinance, a hard money second mortgage, or require financing for a unique commercial or residential property type, Independent Lending is your hard money lender with a mortgage solution to help you meet your financial goals.

Need a mODESTO Hard Money Loan?


Modesto Hard Money Program Highlights

Independent Lending Locations

hard money lenders Arizona

The Grand Canyon State is one of America’s most popular tourist destinations. Visitors come from all over the world to view the Grand Canyon and marvel at the state’s unique landscapes and breathtaking panoramas. Arizona has something for everyone, whether you are interested in the rich history or wish to enjoy the beautiful weather.

over twenty years, David and his company have been assisting clients with private money loans and specialized hard money programs. We are a leading hard money Arizona lender with the experience and expertise to help you acquire the loan you seek.


Hard Money Lenders California

From the sunny coastline to the beautiful wine region, Independent Lending understands the complexities of the California housing and hard money lending industries, allowing us to work with many funding options to produce the best results for our clients. 

Independent Lending is located in Aliso Viejo, California, and seeks to be one of the top hard money lenders in California.

Florida hard money lenders

Independent Lending can assist you in enjoying Florida’s wonderful beaches and warm weather. We are one of Florida’s top hard money lenders, and can help you get the money you need to buy a short-term rental or make the Sunshine state your permanent home.

Our approach is designed to be quick and easy for our customers. We provide a variety of loan packages to meet your specific needs, so whether you have bad or good credit, we can help you get the loan you need.

Texas hard money lenders

Independent Lending offers a wide range of Texas private money loans for a variety of purposes, including residential, commercial, and business loans.

We cover the entire state of Texas, and Independent Lending is dedicated to providing the finest service possible to our clients. We have an
A+ rating with the Better Business Bureau and a long history of assisting our customers in negotiating the regulations of hard money lending requirements. We believe that trust, experience, and service are critical to success. As a leading Texas private home equity lender we are committed to giving our clients the finest experience possible. 

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Independent Lending Recently Funded Loans

Need a Modesto Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

Related Articles

Scroll to Top