Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

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Independent Lending is the premier Stockton hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending, your private money lender for Stockton real estate with over $500 million in mortgage funding and over 40 years of mortgage lending experience. Our specialty is quick funding for fast cash to a wide variety of property owners, first time buyers and real estate investors. Private money, specialty programs and hard money are what we offer and we are proud of our Customer Service and Independent Lending welcomes you to Contact Us now to get started on your Stockton mortgage program.


Stockton is a city in San Joaquin County, CA and was founded by Carlos Maria Weber in 1849. This city is the first community in California to have a name that is not Spanish or Native American influenced. Stockton was built during the California gold rush and The University of the Pacific is the oldest university in California, being chartered in 1851. A few of the local attractions are the Stockton Arena, Children’s Museum Stockton and Haggin Museum.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Stockton Hard Money Property Types

No matter what type of real estate, Independent Lending covers just about all property types for Stockton including for single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.

Need a Stockton Hard Money Loan?


Stockton Hard Money Program Highlights

Stockton Hard Money Loans

Independent Lending is a equity based lender and paperwork is not as important to us and the large banks and credit unions. We have a streamlined process and keep you updated during the loan timeline. A few of our loan programs include bad credit lendingtrust loans, commercial hard money and cash out refinance lending.

How We Can Help

Stockton hard money loan refinance - Private money financing success for residential property!

Real World Scenario

Independent Lending completed 1st lien $110,000 hard money in Stockton, California. Value came in at $595,000 for this detached home and the funds were requested for business purpose. The borrower required the proceeds to expand her home care business. The client was very happy that we were able to fund in less than 22 days. There was a large equity position so underwriting did not inquire about the low credit scores.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Stockton Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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