Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

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Property Type?




Independent Lending is the premier Torrance hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is your private money lender for Torrance real estate. We specialize in fast funding and quick cash for all of your mortgage related goals. We have over 40 years of mortgage lending experience and we work with investors, first time home buyers and current property owners. Contact Us today to experience our Five-Star Customer Service and to get started on your next hard money, private money or specialty loan program for the Torrance area.


Torrance is a city in Los Angeles County, CA with 1.5 miles of beachfront on the Pacific Ocean and a total of 20.53 sq miles. There are approximately over 147,000 residents and the city is proud of it’s 30 parks. Torrance was incorporated in 1921 and the city continuously ranks among the safest cities in LA County. Some popular locations include the Del Amo Fashion Center, Charles H. Wilson Park and Torrance Certified Farmers’ Market.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Torrance Hard Money Property Types

No matter what type of real estate, Independent Lending covers just about all property types for Torrance including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.

Need a Torrance Hard Money Loan?


Torrance Hard Money Program Highlights

Torrance Hard Money Loans

Independent Lending offers many different hard money programs for Torrance real estate including bad credit lendingcash out refinancing, commercial hard money and probate & estate lendingWe have the experience to complete your loan the right way.. the first time and because we are an equity based lender, we are primarily focused on the subject property equity.

How We Can Help

A Torrance home refinanced smoothly via one of our private lending solutions with our flexible loan terms.

Real World Scenario

This real estate investor completed a hard money 2nd trust deed in the amount of $55,000 for an attached condo in Torrance, California. Value came in at $600,000 and the loan proceeds were requested for business purpose. This new loan finalized in less than 17 days and client was impressed with the service and speed at which she received the wired funds.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Torrance Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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