Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

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Independent Lending is the premier Ventura hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is your premier Ventura hard money lender since 2013 with $500 million in funding and an array of different hard money, specialty and private money programs. Independent Lending prides itself on excellent customer service and is a Zillow 5 Star approved direct lender for Ventura mortgage lending. Contact us today for competitive rates with no junk fees and to get started with your hard money lending program.


Ventura is a coastal city, located northwest of Los AngelesThe city of Ventura’s actual name is San Buenavantura, meaning “good fortune”. With a population of over 110,000, Ventura is a popular tourist hot spot and is known for it’s beaches and outdoor lifestyle.  Among some of the popular landmarks are the Ventura Pier and PromenadeMission San Buenaventura and Serra Cross Park.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Ventura Hard Money Property Types

Independent Lending lends on just about all property types for Ventura real estate. Some of these property types include condos, single family homes, townhomes, multi-family, mixed-use, land and industrial properties.

Need a Ventura Hard Money Loan?


Ventura Hard Money Program Highlights

Ventura Hard Money Loans

As one of the best mortgage lenders in Ventura County, Independent Lending specializes in Ventura commercial mortgage and residential loans while focusing on equity lending. The amount of equity, condition of the property and location takes precedence over credit scores or income. Independent Lending loan programs include asset-based loans, DSCR loanshard money 2nds and owner-occupied loans to name a few.

How We Can Help

Real World Scenario

Independent Lending completed a $50,000 private money 2nd mortgage in Ventura, California. This primary residence is a single family home with an appraisal of $573,000. The borrower requested a business purpose loan to expand his business. This loan funded in approximately 19 days. Due to the equity position and condition of the property, credit and income were not part of the approval process.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Ventura Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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