BIG BEAR HARD MONEY LENDER
Independent Lending is the premier Big Bear hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
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40 Years Mortgage Lending Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Independent Lending
Independent Lending has been a trusted private money lender for Big Bear real estate since 2013 offering an assortment of hard money, private money and specialty loan programs. Independent Lending has funded over $500 million in mortgage financing and provides an excellent level of customer service and quick funding for fast cash. Independent Lending’s Big Bear mortgage rates are competitive and we have no junk fees. Contact Us for information on one of our loan programs.
Big Bear
Big Bear Lake is located in San Bernardino County, CA along the south shore of Big Bear Lake. Surrounded by the San Bernardino National Forest, Big Bear Lake is approximately 100 miles northeast of Los Angeles, CA. With bald eagles, coyotes, deer, mountain lions and bears, Big Bear Lake is home to many different types of wildlife. This mountain community host local landmarks such as Bear Mountain and Snow Summit for ski/snowboard enthusiasts. There are also many other outdoor activities such as hiking, cycling & mountain biking, golfing and stargazing.
What Sets Us apart
Trust
Testimonials-
130 Zillow 5 Star Reviews
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5 Star Google Reviews
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A+ Rating with BBB
Experience
Loans Funded-
40 Years Mortgage Lending
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Poor - Excellent Credit
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Several Programs
Service
Average Days to Fund-
No Upfront Fees Ever!
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Same Day Approval
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Direct Lender
Big Bear Hard Money Property Types
Independent Lending lends on just about all property types for Big Bear real estate, including single family residence, condos, townhomes, multi-family residence, mixed-use, industrial and land.
Big Bear Hard Money Program Highlights
- Cash Out Now!
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Multi-Use
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals - OK
- LLC & Corps - OK
Big Bear Hard Money Loans
Independent Lending specializes in competitive mortgage rates for Big Bear while focusing on equity lending. The location, condition and amount of equity in your property is more important to our underwriting process than credit scores or income. Independent Lending loan programs include probate & estate loans, owner-occupied loans, DSCR loans and hard money 2nds to name just a few.
RECENTLY FUNDED SAN BERNARDINO COUNTY HARD MONEY LOAN

Real World Scenario
Independent Lending funded a $130,000 hard money 1st mortgage in Big Bear Lake, California. This AirBnB short term rental is a single family log cabin with an appraisal of $240,000. The borrower needed the funds to expand his AirBnB business with the purchase of another property. This loan funded in approximately 2.375 weeks. Due to the equity position, a cross-collateralization was done with a second home that is also owned by the borrower.
About Our Mortgage Lending and Service




Read What Our Borrowers Have To Say
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
Related Articles
Asset-Based Lending | Bad Credit Loans | Bridge Loans | Cash Out Refinance Loans | Fix and Flip Loans | Hard Money 2nds | Hard Money Purchase Loans | Investment Property Loans | DSCR Loans | Owner-Occupied Loans | Probate & Estate Loans | Trust Loans | Fontana Hard Money Lender | Helendale Hard Money Lender | Rialto Hard Money Lender