Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

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Independent Lending is the premier Rialto hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

We are Independent Lending, your #1 private money lender for Rialto real estate. We work with both investors and property owners and we have over 40 years of mortgage lending knowledge. We specialize in hard and private money lending. Experience our top rate Customer Service by Contacting Us today for a free and friendly quote. 


Rialto is a city in San Bernardino County, CA and has a population of over 104,000 with exponential growth in the last couple of years. Situated just 56 miles east of Los Angeles, Rialto is home to major regional distribution centers such as Amazon, Under Armour and Monster Energy.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Rialto Hard Money Property Types

No matter what type of real estate, Independent Lending covers just about all property types for Rialto including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.

Need a Rialto Hard Money Loan?


Rialto Hard Money Program Highlights

Rialto Hard Money Loans

Independent Lending allows your new loan to be held as an individual, LLC, trust or corp and we have the experience to get your loan funded the right way, the first time. We require less paperwork than the big banks since the majority of our mortgage loan programs are equity based. A few of our programs are investment property loansbad credit loans, owner-occupied loans and DSCR loans.

How We Can Help

Real World Scenario

This single story detached SFR in Rialto, California was used as collateral to fund a $62,000 hard money 3rd mortgage. Appraisal came in at $452,000 and credit scores/income was not a determining factor in the loan underwriting process. The funds were requested for business purpose.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Rialto Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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