Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

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Property Type?




Independent Lending is the premier Fontana hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has been a trusted private money lender for Fontana real estate since 2013 offering an assortment of hard money, private money and specialty loan programs. Independent Lending has funded over $500 million in mortgage financing and provides an excellent level of customer service and quick funding for fast cash. Independent Lending’s Fontana mortgage rates are competitive and we have no junk fees. Contact Us today for information on one of our loan programs.


The city of Fontana is located in San Bernardino County, CA and is a regional hub of the nation’s trucking industry. Population is estimated at over 208,000 and Fontana is the second ranked most populous city in San Bernardino County. Fontana has many well known land marks such as Center Stage Theatre, Steelworker’s Auditorium and Auto Club Speedway.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Fontana Hard Money Property Types

Independent Lending lends on just about all property types for Fontana real estate, including single family residence, condos, townhomes, multi-family residence, mixed-use, industrial and land.

Need a Fontana Hard Money Loan?


Fontana Hard Money Program Highlights

Fontana Hard Money Loans

Independent Lending specializes in competitive mortgage rates for Fontana while focusing on equity lending. The location, condition and amount of equity in your property is more important to our underwriting process than credit scores or income. Independent Lending loan programs include probate & estate loansowner-occupied loansDSCR loans and hard money 2nds to name just a few.

How We Can Help

Real World Scenario

Independent Lending funded a $155,000 1st mortgage hard money loan in Fontana, California. This owner-occupied single family dwelling had an appraisal of $521,000. The borrower needed the funds to expand his gardening business for inventory and equipment. This loan funded in approximately 2.75 weeks. Income and credit scores were not a driving factor for approval.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Fontana Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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