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Independent Lending is the #1 choice for Hard Money Lenders Ontario. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Since 2013, Independent Lending has been a trusted Ontario hard money lender. We offer a range of private money, hard money, and specialized loan solutions. Our services are tailored to meet your individual financing needs with no extra charges or fees.

We understand that often customers need immediate cash or flexible financing solutions, and our team of highly trained
customer service representatives is always here to help. We work with real estate investors, people who are buying a home for the first time, and people who already own a home. Furthermore, we offer quality services that are easy to understand at reasonable rates.

As a direct hard money lender, we have
funded over $500 million in mortgage home loans and are confident we can provide you with an ideal loan for your situation. We are still the most reliable way to get a private money home equity mortgage loan in Arizona, California, Florida, and Texas, where we have licenses. For more information, please contact us.


Population: The City of Ontario has a population of over 183,000 people. With three major railroads, three well-known highways, and the Ontario International Airport, travel to and from this city is easy. Since Ontario is close to Los Angeles, it’s not surprising that the number of people living there will grow.

Square Miles:
Since being established in 1891, the city of Ontario has expanded from 0.38 square miles to 50 square miles, adopting the slogan “Southern California’s Next Urban Center.”

Ontario is in the southwestern part of San Bernardino County in southern California. It is 35 miles east of Los Angeles and 23 miles west of San Bernardino. The area is called “the Inland Empire.”

Summers in Ontario are hot and humid, with average daily high and low temperatures between 95 °F and 63 °F. Winters are mild, with light rain and average temperatures between 95 °F and 63 °F.

Largest Employer:
Ontario International Airport

Popular Destinations:
Ontario Museum of History and Art, Ontario Mills, Graber Olive House

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Ontario Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Ontario Commercial Hard Money Loans


We offer private money lending for Ontario hard money programs with clear advantages and new loan options that go above and beyond what traditional banks offer. Taking advantage of the benefits that hard money loans offer over traditional bank loans, which are largely due to non-conforming regulations that banks and credit unions follow. This offers a greater range of flexibility to work with, making hard money loans less complicated with faster approval times.

Independent Lending makes the loan process quick and easy for applicants and gives customers a more personal experience. 
With our services, we can get around the traditional loan requirements and focus more on the value of the property than on the person’s income or credit score. Because of this, many consider one of our hard money loans to be an excellent option.

We provide customized solutions that include
bad credit home equity loans, bridge loans, cash-out refinance hard money loans, and special financing opportunities for all kinds of residential, industrial, and commercial properties. Whatever your situation, Independent Lending has a variety of financing options and experience centered around your needs.

Need a Ontario Hard Money Loan?


Ontario Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

Arizona is world-renowned for its breathtaking views, diverse topography, and rich history. This beautiful state has something to offer people of all ages and interests. Whether you’re looking to enjoy the incredible warm temperatures or learn more about the state’s amazing culture, Arizona is sure to please.

For those seeking alternative financing solutions, David and his team have been providing hard money loans and private money loan programs for over 20 years. We are proud to offer our services as one of the best Arizona hard money lenders, with a wealth of expertise helping borrowers secure their loan terms.

Personalized customer service combined with unmatched market knowledge means that we can help you find the program that suits your unique requirements. Experience Arizona’s rich culture today—put Independent Lending’s Arizona Hard Money Loans on your list!

California Hard Money Lenders

Established in the delightful town of Aliso Viejo, California, Independent Lending is committed to being one of the best California hard money lenders. Our expertise spans the state’s many landscapes, allowing us to cater to clients from the sun-kissed coastline to the majestic Sierra Nevada mountains and beyond.

We not only provide personalized solutions for clients in this vibrant and dynamic state, but also take the time to understand their individual circumstances. By working closely with our clients, we navigate the intricacies of the housing market, ensuring a smooth and efficient experience for homeowners and investors alike.

By forging enduring connections with clients and continually adjusting to the evolving market, Independent Lending continues to solidify its reputation as a reliable and trusted partner in the hard money lending industry.

Florida Hard Money Lenders

Are you looking to buy a property in Florida? Look no further, Independent Lending offers services as one of the premier Florida hard money lenders.

We specialize in asset-based lending, helping everyone—including those with excellent or
bad credit—obtain the loan program they need to transform their dreams into reality.

From short-term rental loans to home equity loans, our hard money lending team makes it easy and quick to finance your real estate endeavors in Florida—no matter what your financial goals are.

Contact us to find out how Independent Lending can help make your dreams come true!

Texas hard money lenders

Independent Lending provides private money loans throughout Texas for residential, commercial, and business ventures. As a leading private money lender in the region, we pride ourselves on delivering exceptional service to our clients across the state.

Our extensive experience enables us to assist individuals in navigating the intricacies of hard money loan stipulations. Boasting an A+ Better Business Bureau rating, we firmly believe that skill, trust, and quality customer service are the cornerstones of our success. With Independent Lending by your side, you can be confident in your financial endeavors.

About Our Mortgage Lending and Service

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Independent Lending Recently Funded Loans

Need A Ontario Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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