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Independent Lending is the premier lender for hard money lenders San Bernardino. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

As a recognized San Bernardino hard money lender, Independent Lending has offered a variety of hard money, private money, and customized lending options since 2013. Independent Lending, based in Aliso Viejo, has funded over $500 million in mortgage loan programs while delivering high-quality customer service and speedy financing for instant cash. We offer flexible hard money lending packages and deal with a wide range of real estate investors, first-time purchasers, and current property owners. Independent Lending’s hard money loans in San Bernardino have reasonable interest rates, and we do not charge any needless fees.

With licenses in Arizona, California, Florida, and Texas, we are a direct hard money lender for all your private money home equity mortgage needs. Contact us for more information
regarding a San Bernardino private money loan.

San Bernardino

Population: As an important hub for the Riverside-San Bernardino region, the City of San Bernardino has a population of over 222,000.  

Square Miles: San Bernardino is considered the third largest metropolitan area in California with a total of 59.6 square miles occupying most of the San Bernardino Valley.

Located: San Bernardino is located within the Inland Empire of southern California about 55 miles northwest of Palm Springs and
60 miles east of Los Angeles.

Climate: Mediterranean climate with desert, dry summers, and chilly, damp winters. During the winter season, snow flurries are typical, with significant snowfall occurring sporadically in the city’s northern regions. The average temperatures range between 42 and 96 degrees, making it a colder winter and hotter summer than most areas in California.

Largest Employer:
Stater Bros.

Popular Destinations:
Glen Helen Regional Park, The Robert and Frances Fullerton Museum of Art, San Bernardino History and Railroad Museum

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

San Bernardino Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

San Bernardino Commercial Hard Money Loans


As a San Bernardino private money lender, we have the freedom to structure mortgage loans and approve them more quickly than banking institutions and credit unions. This makes San Bernardino hard money loans an attractive option for many borrowers.

Independent Lending can qualify customers for hard money loans in San Bernardino, CA without examining your individual earnings or taking a deep dive into your credit report. Instead, Independent Lending will focus on the worth of the underlying subject real estate associated with your particular deal.

Whether you require a California cash out refinance, a bad credit home equity loan, a hard money second mortgage, or interested in specific financing for a special commercial or residential type, Independent Lending is your private money lender ready to help.

Need a San Bernardino Hard Money Loan?


San Bernardino Hard Money Program Highlights

Independent Lending Locations

hard money lenders Arizona

The Grand Canyon State is one of the most popular tourist destinations in the United States. Visitors come from all over the world to see the Grand Canyon and experience the state’s unique landscapes and beautiful vistas. Whether you are interested in the rich history or want to enjoy the pleasant weather, the state of Arizona has something for everyone.

David and his company have been assisting clients with private money loans for over twenty years. We are a top hard money Arizona lender and have the experience and expertise to assist you in obtaining the loan you require.

Hard Money Lenders California

From the bright sandy beaches to the beautiful wine region, Independent Lending understands the intricacies of the California housing and hard money home equity loan markets, allowing us to work with any funding option to achieve the best results for our clients.

Independent Lending is in Aliso Viejo, California, and strives to be one of the best hard money California lenders.

Hard Money Lenders Florida

Independent Lending can help you in taking advantage of Florida’s beautiful beaches and tropical weather. We are one of Florida’s top hard money lenders, and can obtain the funding you need to buy a short-term rental or make this Sunshine state your permanent home.

Our process is intended to be quick and simple for our consumers. We provide a number of loan products to match your specific needs, so whether you have bad credit or good credit, we can assist you in obtaining the loan you require. 

Texas hard money lenders

In Texas, Independent Lending follows the motto, “Go big or go home!” We provide a huge selection of private money loans that can cover various purposes, including residential, commercial, and business purposes.

We serve the whole state of Texas, and Independent Lending is committed to providing our clients with the best service possible. We have an A+ rating with the Better Business Bureau and a lengthy history of assisting our customers in navigating the hard money lending requirements. We believe that trust, experience, and service are key ingredients to success. As a top Texas private home equity lender we are dedicated to providing our clients with the best experience.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Independent Lending Recently Funded Loans

Need a San Bernardino Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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