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Independent Lending is the #1 lender for Fresno hard money loans. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has been a trusted Fresno hard money lender since 2013 providing an assortment of hard money, private money and specialized funding programs. Founded in lovely Aliso Viejo, CA, Independent Lending has funded over $500 million in mortgage funding and provides an exceptional level of customer care with fast financing for rapid cash. We work with investors, new buyers as well as existing homeowners using flexible and progressive mortgage lending programs. Independent Lending’s Fresno home mortgage rates are competitive, and we have no junk charges. With licensing in Arizona, California, Florida and Texas, we are a direct lender for every one of your mortgage needs. Call us for info on one of our Fresno loan programs.



With a population of over 540,000 residents and an area of approximately 115 square miles, the City of Fresno is the fifth biggest city in the Golden State of California. It is centrally located in the San Joaquin Valley, 190 miles south of San Francisco and 200 miles north of Los Angeles. Fresno has a Mediterranean climate with long, hot summers and cold, wet winters, with varying temperatures typically between 39°F and 99°F. Fresno’s biggest employer is the Fresno Unified School District. Popular destinations and attractions in Fresno include the Fresno Chaffe Zoo, Fresno Art Museum, and Fresno County Blossom Trail.


Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Fresno Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Fresno Commercial Hard Money Loans


When starting a home mortgage loan, Fresno hard money loan providers do not have to follow the exact same rules and guidelines that most institutional banks and credit unions need to follow. This frees Fresno hard money lenders, permitting more efficient procedures and quicker approval outcomes.

Independent Lending can qualify customers for hard money loans in Fresno, CA without the requirement to evaluate your individual earnings or take a deep dive into your credit report. Rather, Independent Lending will put more focus on the worth of the underlying subject real estate associated with your particular deal.

Whether you require a 
bad credit home equity loan, bridge loan, cash out refinance, or funding for a special home or commercial property type, Independent Lending is your hard money lender prepared to help.

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Best recognized for the Grand Canyon and cacti, individuals flock to the Grand Canyon State for its fabulous vistas and varied landscape. Arizona offers both a rich history and an incredible climate. It is still growing!

For over 20 years David and his company have helped numerous customers with private money loans. We aim to be among the leading Arizona hard money lenders, and we understand what it requires to get your loan done rapidly and successfully!

Hard Money Lenders California

From the vibrant sandy beaches to the beautiful wine region, Independent Lending understands the ins and outs of the California housing and home mortgage niche, permitting us to drive good results by incorporating with any home mortgage funding method.

Independent Lending is headquartered in Aliso Viejo, CA and makes every effort to be one of the top California hard money lenders.


Independent Lending can assist if the beautiful beaches and tropical breezes are calling your name. Whether you are wanting to purchase a short-term rental or merely call the Sunshine state home, Independent Lending is one or your leading Florida hard money lenders!

Utilizing a sensible, consumer-centric method, getting a hard money loan from Independent Lending is both fast and easy! Whether you need a home equity loan for bad credit or have exceptional credit, we have programs that will help meet your specific financing needs.

Texas hard money lenders

When in Texas, you go massive, or you go home! Independent Lending executes huge with its extensive array of private money loans that can cover any residential, industrial, or company purpose. We cover the entire state of Texas, including being among the very best Houston hard money lenders.

While Texas may well be the Lonestar state, Independent Lending offers first-rate service, an
A+ with the BBB, and a long history of assisting Texas hard money customers navigate which home mortgage programs best match their requirements. We support the worth of trust, experience, and service throughout all aspects as one of the leading Texas hard money lenders.


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Need a Fresno Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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