SAN JOSE HARD MONEY LENDER
Independent Lending is the premier San Jose hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.
-
40 Years Mortgage Lending Experience
Zillow 5-Star Approved Direct Lender
Poor - Excellent Credit
A+ Rating with BBB
No Upfront Fees
Independent Lending
Independent Lending has been a trusted private money lender for San Jose real estate since 2013 offering an assortment of hard money, private money and specialty loan programs. Independent Lending has funded over $500 million in mortgage financing and provides an excellent level of customer service and quick funding for fast cash. Independent Lending’s San Jose mortgage rates are competitive and we have no junk fees. Contact Us for information on one of our loan programs.
San Jose
Nestled in between Big Basin and the San Antonio Valley, borrowers are finding tremendous value working with San Jose hard money lenders for their next real estate purchase and specialty financing needs.
Known by some circles as the real capital of Silicon Valley, it’s no secret that San Jose has more millionaires per capita compared to most cities across the United States. Real estate investors and property owners alike looking to expand into this luxury real estate scene have turned to San Jose hard money lenders to help fuel their expansion.
Traditional financing programs make it difficult to finance real estate over the conforming limits set forth by the Federal Housing Finance Agency (FHFA). Alternatively, borrowers find it beneficial to work with San Jose hard money lenders.
San Jose is home to many hard money lenders that offer specialty loan programs specifically crafted for unique and complex financing situations.
Independent Lending is the preferred San Jose hard money lender throughout California’s Bay Area that has helped hundreds of borrowers just like you craft a sophisticated mortgage strategy centered around your financial objectives.
What Sets Us apart
Trust
Testimonials-
130 Zillow 5 Star Reviews
-
5 Star Google Reviews
-
A+ Rating with BBB
Experience
Loans Funded-
40 Years Mortgage Lending
-
Poor - Excellent Credit
-
Several Programs
Service
Average Days to Fund-
No Upfront Fees Ever!
-
Same Day Approval
-
Direct Lender
San Jose Hard Money Property Types
Independent Lending lends on just about all property types for San Jose real estate, including single family residence, condos, townhomes, multi-family residence, mixed-use, industrial and land.
San Jose Hard Money Program Highlights
- Cash Out Now!
- Pay off Existing Hard Money Loan
- Funds to Expand Current Business
- Primary & Investment Property
- No Income or Credit Score Requirements
- SFR
- Condo
- Townhome
- Multi-Family
- Multi-Use
- 1st, 2nd & 3rd Mortgage
- Low Rates & Fees
- No Seasoning Requirements
- Foreign Nationals - OK
- LLC & Corps - OK
San Jose Hard Money Loans
Independent Lending specializes in competitive mortgage rates for San Jose while focusing on equity lending. The location, condition and amount of equity in your property is more important to our underwriting process than credit scores or income. Independent Lending loan programs include asset-based loans, probate & estate loans, fix and flip loans and hard money 2nds to name just a few.
How We Can Help
Real World Scenario
Independent Lending funded a $264,000 private money 1st mortgage in San Jose, California. This investment property rehab project is a detached single family home with an ARV appraisal of $1,400,000. The borrower agreed to a fund control as the the project was completed in stages. The borrower needed the funds to complete the rehab. This loan funded in approximately 2 weeks. Due to the equity position, credit scores and income were not considered regarding the approval.
About Our Mortgage Lending and Service
Read What Our Borrowers Have To Say
Contact Independent Lending
Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.
Related Articles
Asset-Based Lending | Bad Credit Loans | Bridge Loans | Cash Out Refinance Loans | Commercial Bridge Loans | Commercial Hard Money | Fix and Flip Loans | Hard Money 2nds | Hard Money Purchase Loans | Investment Property Loans | DSCR Loans | Owner-Occupied Loans | Probate & Estate Loans | Trust Loans | California Money Lender
