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Independent Lending is the leading Santa Ana hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has been a reliable Santa Ana hard money lender since 2013. We provide a variety of hard money, private money and specialized lending programs. Nestled in lovely Aliso Viejo, CA, Independent Lending has funded over $500 million in home loans while offering an exceptional degree of Customer Service and fast financing for quick money. We deal with a variety of real-estate investors, novice home buyers and existing property owners supplying modern and versatile hard money lending programs.

Independent Lending’s Santa Ana mortgage loans are affordable, without the junk costs.
Call Us for info on one of our Santa Ana lending programs.

Santa Ana

With a population of over 310,000 residents, the City of Santa Ana is the 2nd most populated city in Orange County, CA. Santa Ana consists of more than sixty neighborhoods and encompasses approximately 27.5 square miles. 

Santa Ana is centrally located in Orange County and is a quick 7
 mile drive to John Wayne Airport and 10 miles to the coast of California. Summers are hot and dry with cool, wet and partly cloudy winters. Average temperatures range from 55°F to 76°F with moderate rainfall.

The largest employer is the 
County of Orange, with some of the popular destinations being: Discovery Cube Orange County, The Bowers Museum, and the Santa Ana Zoo.

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Santa Ana Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Santa Ana Commercial Hard Money Loans


When compared to a traditional or government style mortgage loans, Santa Ana hard money lenders do not have to follow the same rules and policies that most institutional banks and credit unions must follow. This frees up the Santa Ana hard money lender, permitting more efficient procedures and quicker approval outcomes.

Independent Lending can qualify customers for hard money loans in Santa Ana, CA without the requirement to examine your individual earnings or take a deep dive into your credit rating. Rather, Independent Lending focuses on the worth of the underlying subject real estate associated with your particular deal.

Whether you require a heloc with bad credit, california cash out refinance, hard money second mortgage or require funding a special residential or commercial property type, Independent Lending is your Santa Ana asset based lender available to help..

Need a Santa Ana Hard Money Loan?


Santa Ana Hard Money Program Highlights

Independent Lending Locations

hard money lenders Arizona

Best identified for the Grand Canyon and desert communities, individuals flock to the Grand Canyon State for its fabulous vistas and unique landscape. With so much to offer, Arizona is an amazing place. It’s rich in history and boasts an incredible climate and continues to grow.

David and his company have provided private money loans to countless clients for more than twenty years. We are proud to be one of the leading Arizona hard money lenders and we are committed to successfully getting your hard money loan done with speedy results!

Hard Money Lenders California

From the vibrant sandy beaches to the beautiful wine countryside, Independent Lending has knowledge of the ins and outs of the California housing and home mortgage niche, enabling us to drive superior results by incorporating with any home loan funding strategy.

Independent Lending is headquartered in Aliso Viejo, CA and makes every effort to be among the top California hard money lenders.

Hard Money Lenders Florida

If you’re looking to purchase a property in Florida, Independent Lending can help. We’re one of the premier Florida hard money lenders in the state, and we’re dedicated to helping our clients get the funding they need.

Utilizing technology and secure online communication, getting a hard money loan from Independent Lending is both simple and fast! Whether you require home equity loans for bad credit or outstanding credit, we are one of the few 
hard money lenders in Florida that have the programs that will help satisfy your funding requirements.

Hard Money Lenders Texas

Independent Lending goes big with its array of private money loans that can cover any residential, industrial, or business purpose loan. We are among the absolute best Houston hard money lenders covering the whole entire state of Texas.

While Texas may well be the Lonestar state, Independent Lending delivers top-notch customer care doubled with an A+ score with the BBB and a long history of helping Texas hard money customers choose which home loan programs work best. We believe in the value of trust, experience, and service while working for you as one of the leading Texas hard money lenders.

About Our Mortgage Lending and Service

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Independent Lending Recently Funded Loans

Need a Santa Ana Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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