Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
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$ 0 Million

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Independent Lending is the premier Benicia hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is your go to private money lender for Benicia real estate. With over 40 years of mortgage lending experience, we offer quick funding for fast cash to a wide variety of real estate investors and property owners. Independent Lending offers an assortment of specialty programs including hard money and private money to name just a few. Our Customer Service is top rated and we welcome you to Contact Us today for more information about our Benicia programs.


The city of Benicia is located in the North Bay area of the San Francisco Bay Area. Vallejo sits to the east and Martinez is across the strait. With a population of over 28,000, Benicia served as the capital of California from 1853-1854. This waterfront city has a small town charm and is know for the Benicia Capital State History Park, Benicia Certified Farmers Market and the Benicia Public Pier & Beach.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Benicia Hard Money Property Types

No matter what type of real estate, Independent Lending covers just about all property types for Benicia including single family homes, condominiums, town houses, multi-family residences, industrial, mixed-use and land.

Need a Benicia Hard Money Loan?


Benicia Hard Money Program Highlights

Benicia Hard Money Loans

Independent Lending has a loan to match your needs with competitive mortgage rates for Benicia real estate. Since we are an equity based lender, we only require limited information to forward you a quote. Whether you hold title in a LLC, Trust or Corp, we have you covered with our experienced team. A few of our loan programs include probate loanstrust loans, investment property loans and owner-occupied loans.

How We Can Help

Benicia home refinanced smoothly via our hard money lending expertise

Real World Scenario

Independent Lending closed on a $137,000 hard money 2nd mortgage in Benicia, CA. The appraisal came in at $926,000 and the funds were requested for business purpose. This loan funded in less than 1 week and the large equity position allowed for income verification.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Benicia Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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