Local: 949.830.3151

Toll Free: 1.800.315.0043

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$ 0 Million

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Independent Lending is the premier Fairfield hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is a private money lender for Fairfield real estate. Since 2013, we have offered hard money, private money and specialty lending. As a 5 Star Zillow approved direct lender we have a A+ rating with the Better Business Bureau. Contact Us or call us today for a conversation on how Independent Lending can offer Fairfield borrowers the right program that fits their financial goals. 


The city of Fairfield is located in Solano County, in the North Bay of the San Francisco Bay Area. What was once a bedroom community, Fairfield is not a vibrant and safe location with thriving businesses and a diverse community. Popular close by attractions include: Western Railway Museum, Sonoma Raceway and Six Flags Discovery Kingdom.

What Sets Us apart


130 Five Star
  • 130 Zillow 5 Star Reviews
  • 5 Star Google Reviews
  • A+ Rating with BBB​


Loans Funded
$ 500 Million
  • 40 Years Mortgage Lending
  • Poor - Excellent Credit
  • Several Programs


Average Days to Fund
15 days
  • No Upfront Fees Ever!
  • Same Day Approval
  • Direct Lender

Fairfield Hard Money Property Types

Independent Lending offers programs in Fairfield for a variety of property types including:

single family residences, condos, townhomes, multi-family residences, mixed-use, industrial and raw land.

Need a Fairfield Hard Money Loan?


Fairfield Hard Money Loan Highlights

Fairfield Hard Money Programs

Independent Lending offers many mortgage loan programs an array of programs for Fairfield residential and commercial real estate. Asset and Equity lending is our speclialty, with focusing on the equity of the real estate instead of the credit scores and income.  We have several programs, including hard money 2ndsowner-occupied loans, and probate & estate loans as well as other loan specialty loan programs.

How We Can Help

A Fairfield residential property that used our California private money lending services for alternative financing.

Real World Scenario

Independent Lending funded a $225,000 equity-based 1st mortgage for a primary residence in Fairfield, California. The subject single family residence was used as collateral with an appraisal of $372,000. Expansion of current business for payroll and inventory was the business purpose. The new loan was completed in approximately 3 weeks and the income nor credit scores were considered as part of the approval with underwriting.

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Fairfield Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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