Local: 949.830.3151

Toll Free: 1.800.315.0043

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Independent Lending is one of the leading hard money lenders in Texas. With over $500 Million in funding since 2013, leverage our experience and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees


Independent Lending is one of the more experienced hard money lenders in Texas with over $500 million in funding since 2013. We are a 5 Star Zillow approved lender and we take pride in an ethical, streamlined loan process for quick access to cash for our Texas clients. We offer private money, specialty mortgage loans and hard money loans in TexasContact us today to get started on your Texas mortgage lending goals!


When in Texas, you go big or you go home! Independent Lending performs big with its comprehensive suite of private money loans that can cover any residential, commercial, and business purpose.

Texas is known for its 
world-famous barbeque, nothing is more sweet and savory than a customized mortgage strategy from Independent Lending tailored to your financial objectives. Just look at any of our hundreds of five-star client reviews and testimonials.

While Texas may be the
Lonestar state, Independent Lending offers five-star service with an A+ rating with the BBB and a long history of helping Texas hard money clients navigate which mortgage programs best suit their needs. We may not have a southern drawl, but we do uphold the values of trust, experience, and service throughout all aspects as a hard money lender in Texas.

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Residential Texas Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Commercial Texas Hard Money Loans

Texas Hard Money Property Types

As the other Texas hard money lenders pick and choose the property types for their loan approval, rest assured that Independent Lending accepts just about every property type for our hard money programs. Single family homes, town houses, condos, multi-family residences, mixed-use, industrial properties and land are all approved for our numerous Texas loan programs.

Need a Texas Hard Money Loan?


Texas Hard Money Loan Highlights

Texas Hard Money ProGRAMS

With multiple types of hard money loans in Texas, Independent Lending has you covered with our hard money, private money and specialty loan programs. Independent Lending offers many types of hard money loans in Texas including probate loans, investment property loanstrust loans and DSCR loans for Texas real estate.

Independent Lending Recently Funded Loans

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Texas Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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