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Independent Lending is the #1 choice for Hard Money Loans Rancho Cucamonga CA. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

At Independent Lending, we offer a comprehensive range of specialized loan solutions with no extra fees or charges. We understand the need for timely and flexible financing solutions, which is why our customer service representatives are highly trained and ready to help. We work with a variety of customers, whether they’re entering the real estate market for the first time or already own a home, we have something that works for everybody. Plus, you can trust us: as a direct hard money lender, we’ve funded over $500 million in mortgage home loans under our watch. With licenses in Arizona, California, Florida, and Texas, get an ideal loan without the hassle—choose Independent Lending. Please contact us for further details.

Rancho Cucamonga

Population: The City of Rancho Cucamonga is an ethnically diverse, rapidly growing community in Southern California. With an estimated population of 181,835 people, it ranks as the 26th most populated town in California. The population numbers have been on the rise over the past years, making Rancho Cucamonga one of the state’s most populous cities.

Square Miles: The city is home to a mix of residential, commercial, and industrial areas, with parks and open spaces scattered throughout. The city covers about 40.1 square miles, making it a mid-sized city in terms of land area.

Situated in the foothills of the San Gabriel Mountains, within the San Bernardino County lines of the Inland Empire region, the city is found 37 miles east of downtown Los Angeles and is easily accessible from major highways like the 10, 15, and 210 freeways. With its proximity to beaches, mountains and other attractions in the area, it makes it an increasingly popular place to live and visit.

Climate: The city experiences a Mediterranean climate, with hot and dry summers and mild winters. With an average of 287 sunny days per year, with low humidity and little rainfall during the summer months.

Largest Employer:
The city’s largest employer is the Chaffey College.

Popular Destinations:
Victoria Gardens Shopping Mall, Cucamonga-Guasti Regional Park, and the North Etiwanda Preserve are among the popular destinations in the city.

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Rancho Cucamonga Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Rancho Cucamonga Commercial Hard Money Loans


We offer private money lending for Rancho Cucamonga hard money programs with clear advantages compared to traditional bank loans. These benefits come from the fact that banks and credit unions are not subject to the same rules and regulations. Our lending services provide access to advantageous loan terms that surpass those of standard banking institutions. Independent Lending offers customers more flexibility in their loan process, offering hard money loans with less paperwork and faster approval times. Our streamlined approach makes the loan process easy for borrowers and provides a personalized experience.

Our services are designed to bypass the rigorous specifications of a normal loan. Rather than relying on an individual’s credit or income, we assess the equity in their property. This makes one of our hard money loans an attractive option for many potential borrowers.

At Independent Lending, we understand that every customer has different needs when it comes to financing. That’s why we offer tailored solutions with a range of loan types and options, including bad credit home equity loans, bridge loans, cash-out refinance hard money loans, and more. We have many years of experience in the industry and provide special financing opportunities for all kinds of residential, industrial, and commercial property projects. Whatever your situation may be – let us find the right solution for you!

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Rancho Cucamonga Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

At Independent Lending, we understand that sometimes traditional financial solutions don’t always meet everyone’s needs. That is why we are proud to provide our customers with valuable hard money loans and private money loan programs. Let our team of highly-trained professionals be your guiding force when it comes to exploring alternative finance options—we have over 20 years of experience in this field and can help connect you with a program that fits your unique situation. With Independent Lending’s reliable network of Arizona Hard Money lenders, there is something for everyone here! Get started today on uncovering what this beautiful state has to offer!

California Hard Money Lenders

California is one of the most beautiful states in the country. Between its stunning beaches and its captivating mountains, there’s no wonder why California is home to so many people.

The team at Independent Lending understands the housing and hard money equity loan markets here in the state well, giving us a unique advantage in finding funding solutions for our clients. Having our base here in Aliso Viejo, CA has allowed us to use our expertise and help build responsible homeownership through responsible lending practices. That’s why we can proudly say that we are dedicated to being one of the best hard money lenders available in California!

Florida Hard Money Lenders

Are you considering purchasing a residence in Florida? Well-known for its beautiful beaches and sunny weather, the state is an attractive destination. At Independent Lending, we understand that dreams can come true with the right asset-based loan program. We are proud to provide services as one of the premier Florida hard money lenders and offer several options that accommodate most kinds of credit scores—including those with excellent or bad credit. From short-term rental loans to home equity loans, our hard money lending team makes it simple and quick to finance your real estate endeavors in Florida—no matter what you’re looking for! Don’t wait: contact us today to find out how we can make your dreams become a reality.

Texas hard money lenders

Independent Lending is a top-tier private money lender for the state of Texas. With custom-fit solutions to meet your needs, we offer an extensive range of private money loan opportunities for residential and commercial investments, as well as business purposes.

Our experienced team has been making it possible for customers to negotiate hard-money loan requirements for years, and we’re proud of our A+ Better Business Bureau rating that reflects our commitment to skill, trust, and customer service. We always go the extra mile to provide the very best service we can. Let us help you find the perfect solution for your investment goals today.

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Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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