Local: 949.830.3151

Toll Free: 1.800.315.0043

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Independent Lending is the leading Huntington Beach hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending has served as a reputable Huntington Beach hard money lender since 2013. We offer a range of private money, hard money, and specialized lending solutions. Our premier services are tailored to meet your individual financing needs with no extra charges or fees.

We understand that often customers need immediate cash or flexible financing solutions, and our team of highly trained
customer service representatives is always here to help you out. Using sophisticated and diverse home loan financing options, we work with a wide range of real estate investors, new buyers, and existing property owners.

As a Huntington Beach direct hard money lender, we have
funded over $500 million in home loan programs and are confident we can provide you with an ideal loan for your situation. Providing quality and straightforward services at affordable rates, our company holds licenses in the states of Arizona, California, Florida, and Texas.

Establishing ourselves as the most reliable choice, we specialize in obtaining private money home equity loans for our clients.
Contact us for more information.

Huntington Beach

Population: Considered to be the best beach in the US, the city of Huntington Beach is Orange County’s most populated beach city, with over 198,000 residents.

Square Miles:
Spanning over 28 square miles, Huntington Beach is the third-largest city in Orange County, Southern California.

Located: Nestled on the west coast of southern California, Huntington Beach is a seaside city positioned 93 miles southeast of San Diego and 35 miles from Los Angeles.

Climate: Huntington Beach boasts a Mediterranean climate with pleasant, warm summers, moderate winters, and low humidity. Offering near-perfect weather, temperatures seldom exceed 85 °F, and temperatures rarely fall below 40 °F during the winter—this beach city is the only true surf city.

Largest Employer: Safran Cabin Inc.

Popular Destinations: International Surfing Museum, Newland House Museum, Meadowlark Golf Course

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Huntington Beach Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Huntington Beach Commercial Hard Money Loans


We operate as a private money lender for the city of Huntington Beach and offer hard money loan funds for the surrounding communities alike. In contrast to banks and credit unions, we not only provide an easy approval loan process but also make it simple.

Unlike traditional lending institutions, which often have more stringent lending requirements, our flexible loan terms allow us to structure financing a hard money loan with Independent Lending hassle-free. As a result, numerous borrowers discover our Huntington Beach hard money loan programs to be an attractive alternative.

Independent Lending can help qualify borrowers for a
hard money loan in Huntington Beach, without having to examine personal income or credit history. Instead, Independent Lending will concentrate on the value of the subject real estate associated with your specific transaction and not an individual’s financial profile.

If you need a
cash-out refinance hard money loan, we can help. We also offer bad credit home equity loans and hard money second mortgages. For special funding for commercial or residential projects, look to Independent Lending, we offer a variety of financing options.

We are the preferred
Huntington Beach hard money lender, providing fast funding loan services with experience centered around your needs.

Need a Huntington Beach Hard Money Loan?


Huntington Beach Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

Recognized as one of the most frequented travel locations in the United States, the state of Arizona captivates countless tourists. Its distinctive topography and breathtaking panoramas, particularly in the Grand Canyon, draw visitors from all corners of the globe who appreciate the state’s stunning landscapes. Catering to various interests, Arizona boasts a rich history and delightful weather for those who seek a diverse range of experiences.

David and his team have helped individuals with
private money loans and hard money loan programs for over two decades. We are a leading Arizona hard money lender with the skills and experience to help you secure the loan you need.

California Hard Money Lenders

California is a beautiful state, with amazing seaside views and gorgeous mountain vistas. Independent Lending is proud to call this amazing place home. Located in the coastal town of Aliso Viejo, we are experts at navigating the complicated California housing and home equity loan markets, utilizing our vast funding options to get optimal results for our borrowers.

When searching for a top-tier California hard money lender, Independent Lending is an excellent choice. By providing the best alternative financing options with private money lending and with our extensive experience and resources, we can handle all of your lending needs. Borrowers can take advantage of our hard money services and enjoy the state’s best offerings, from the pristine Pacific coastline to the incredible Sierra Nevada mountains. We’ve got you covered.

Florida Hard Money Lenders

Independent Lending is one of the most reliable Florida hard money lenders and has been providing financial assistance for purchases in the Sunshine State for years. Through our expertise, transforming your dream of residing in paradise into reality becomes possible.

In addition to providing fast and flexible financing solutions, our streamlined private lending services are focused primarily on helping you achieve your financial objectives. Whether you are looking for a
home equity loan with bad credit or just need a loan with great terms, we lend money with your best interests as our primary focus.

Due to Independent Lending’s hard money asset-based lending programs, we can help you acquire the financing you require for your
real estate investment loan in no time, and enjoy one of the most beautiful states in America!


Texas hard money lenders

First and foremost, Independent Lending ranks among the top Texas hard money lenders. With over 20 years of industry experience, we have built a service dedicated to earning the trust of our borrowers by delivering valuable advice and customized financial solutions.

Additionally, we offer
private money financing that caters to a diverse range of residential, industrial, and commercial purpose loans. Our qualified team always has your financial goals in mind when structuring a sensible hard money financing package that yields the best outcome for you in the long term.

Furthermore, our
A+ rating from the BBB doubled with our quick funding loan process, making securing an investment property loan with us not only effortless but also expeditious.

About Our Mortgage Lending and Service

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Independent Lending Recently Funded Loans

Need A Huntington Beach Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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