Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

Just answer the simple questions below.

Property Type?




Independent Lending is a top Lancaster Hard Money Lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Since 2013, Independent Lending has been Lancaster’s go-to hard money lender for private money, hard money, and specialized loan solutions. Our broad loan solutions enable us to serve diverse clients – from first-time buyers to property investors.

Tailored to individual lending needs with no added fees, our services are designed with simplicity and affordability in mind. We continue to be the ultimate resource for hard money mortgage loans, as evidenced by our
half billion-dollar track record.

Licensed in four states—
Arizona, California, Florida, and Texas—we are well equipped to provide an optimal loan solution for your situation. Get in touch with us today and let us find the best choice for you.

Our team is always available to answer any questions you may have, so please do not hesitate to
contact us for more information.


Population: With a population of approximately 156,008, the City of Lancaster has seen steady population growth over the years, with a diverse and welcoming community that reflects the best of Southern California’s cultural melting pot.

Square Miles: Although Lancaster ranks among the most populous cities in Los Angeles County, it occupies approximately 94.3 square miles, rendering it smaller in comparison to other Southern California cities. The city encompasses a blend of residential, commercial, and industrial zones, along with numerous parks, open spaces, and various other amenities for its residents to enjoy.

Lancaster, situated 70 miles north of downtown Los Angeles, is known for its scenic views of the San Gabriel Mountains and Antelope Valley. Easily accessible through the 14 and 138 freeways, it offers convenient access to popular destinations across Southern California.

Climate: The city experiences a high-desert climate, characterized by hot summers and cool winters, with low humidity and plenty of sunshine throughout the year. Lancaster has an average of 300 sunny days per year, making it a wonderful place to enjoy outdoor activities like hiking, biking, and camping.

Largest Employer:
Edwards Air Force Base

Popular Destinations: The Antelope Valley California Poppy Reserve, the Lancaster Museum of Art and History
, and the Kill Bill Church

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Lancaster Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Lancaster Commercial Hard Money Loans


We offer private money lending for hard money programs in Lancaster. These have clear advantages over traditional bank loans. These benefits come from the fact that banks and credit unions are not subject to the same rules and regulations. Our lending services provide access to better loan terms than you can get from standard banking institutions.

At Independent Lending, we actively grant our customers increased flexibility in their loan process by offering hard money loans that require minimal paperwork and provide faster approval times. Through our streamlined approach, we facilitate the loan acquisition process and deliver a personalized experience for borrowers.

Furthermore, our hard money services are specifically crafted to circumvent the stringent requirements of conventional loans. Instead of focusing on an individual’s credit score or income, we place emphasis on the value of their property. For this reason, our hard money loans present an appealing alternative for a multitude of potential borrowers.

In addition, at Independent Lending, we supply tailored solutions encompassing bad credit home equity loans, bridge loans, cash-out refinance hard money loans, and exclusive financing opportunities for a diverse range of residential, industrial, and commercial properties. Regardless of your unique situation, Independent Lending boasts an extensive selection of financing options and a wealth of experience, all meticulously designed to cater to your specific needs.

Need a Lancaster Hard Money Loan?


Lancaster Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

Independent Lending, recognized as one of the premier Arizona hard money lenders, provides tailored services to borrowers in search of alternative financing options. Our team has over twenty years of industry expertise and unmatched market knowledge that allow us to provide customized loan terms for our clients.

With our help, you can get the financing you need and experience all that Arizona has to offer—from its breathtaking views, diverse terrain, and rich history.

Invest in your future today with Independent Lending’s Arizona Hard Money Loans. Invest in your future today with Independent Lending’s Arizona Hard Money Loans.

California Hard Money Lenders

Comprehending the multifaceted nature of California’s housing and hard money home equity loan markets, Independent Lending is dedicated to ensuring the best possible solutions for its diverse clientele. As a result of their extensive experience, the company is well-equipped to navigate through a wide range of funding options, tailoring their services to match each customer’s unique requirements.

Whether clients are drawn to the state’s breathtaking beaches, beautiful wine country, or bustling urban centers, Independent Lending is committed to meeting their needs. With its corporate office situated in Aliso Viejo, California, Independent Lending boasts a strong local presence and intimate knowledge of the state’s real estate landscape.

This expertise, combined with their dedication to providing outstanding service, has propelled them to become one of the most successful
California hard money lenders. Through building lasting relationships with clients and adapting to the ever-changing market, Independent Lending continues to solidify its reputation as a reliable and trusted partner in the hard money lending industry.

Florida Hard Money Lenders

Are you considering purchasing property in Florida? As residents, you can bask in the sunshine and revel in the state’s stunning beaches, along with an abundance of other activities. Turn to Independent Lending to secure the loan you need and transform your dream into reality.

As a leading Florida hard money lender, we specialize in asset-based lending, catering to clients with varying credit scores—even for those with bad credit. We diligently work to simplify the process of finding the right loan or financing option for you.

Whether you seek a short-term rental, a home equity loan, or a loan product featuring attractive terms and conditions, our team is here to assist. We pride ourselves on offering quick and straightforward financing solutions tailored to your needs.

Don’t miss out on this opportunity—reach out to us now to discover how Independent Lending can propel you toward success.

Texas hard money lenders

At Independent Lending, we stand out as an elite private money lender for hard money loans in Texas. Our expertise lies in developing personalized financial strategies that cater to your specific needs, presenting a wide array of private money loan possibilities for residential and commercial projects, as well as business-related purposes.

Our team of seasoned experts has successfully guided clients through the complexities of hard-money loan stipulations for years. We are proud to hold an A+ rating from the Better Business Bureau, a testament to our unwavering commitment to excellence, reliability, and outstanding customer support.

We always go above and beyond to offer the finest service possible. Let us be your partner in discovering the ultimate financial solution for your investment ambitions today!

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Independent Lending Recently Funded Loans

Need A Lancaster Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

Related Articles

Scroll to Top