Local: 949.830.3151

Toll Free: 1.800.315.0043

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Independent Lending is one of the leading hard money lenders in Arizona. With over $500 Million in funding since 2013, leverage our experience and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees


Independent Lending is one of the premier Hard Money Lenders in Arizona with a large selection of hard money, private money and specialty loans ready to fit your needs. Independent Lending has 40 years of combined mortgage lending experience and brings excellent customer service to each one of our clients. Contact us now to get started on your Arizona mortgage program for quick cash and an easy streamlined process.


Best known for the Grand Canyon and cacti, people flock to the Grand Canyon State for its beautiful vistas and diverse landscape. Arizona offers both a rich history and amazing weather. It’s also growing!

Arizona is so popular that by 2040 its population is expected to increase by 26%, maintaining its ranking as the 
14th most populous state in America. Independent Lending can help you buy or refinance into one of Arizona’s growing cities including, but not limited to, Phoenix, Scottsdale, Mesa, Avondale, and Surprise.

Independent Lending’s founder David went to 
Arizona State University in Tempe, AZ, understands the nuances of Arizona’s real estate markets, and can offer private money financing to help you achieve your financial goals.

For over two decades David and his team have assisted many borrowers with private money loans. We strive to be the #1 Arizona hard money lender and we know what it takes to get your loan done quickly and efficiently!

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Residential arizona Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Commercial Arizona Hard Money Loans

Arizona Hard Money Property Types

Independent Lending is one of the Arizona hard money lenders allowing for just about all property types such as single family residence, condos, townhomes, multi-family residence, mixed-use, industrial and land.

Need A Arizona Hard Money Loan?


Arizona Hard Money Lender Highlights

Arizona Hard Money Programs

Independent Lending specializes in asset-based lending, where credit scores and income are not as important as the property location, condition and equity position. Most private lenders in Arizona will offer a handful of programs, however at Independent Home Lending we have dozens of hard money, private money and specialty loans for you to chose from.  A small example of some of our programs are probate loansowner-occupied loans and hard money 2nds.

Independent Lending Recently Funded Loans

About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Need a Arizona Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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