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Independent Lending is the top provider for Hard Money Lenders Roseville. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending, a distinguished Roseville hard money lender, has been in the business of offering hard money, private money, and specialty loans since 2013. Our commitment to top-notch customer service and swift financing for immediate cash access sets us apart.

We have successfully financed over $500 million in mortgage loans, consistently delivering 
private money financing solutions when they are most needed. Our flexible Roseville hard money financing packages cater to real estate investors, first-time buyers, and current property owners.

Independent Lending is the savvy choice for your Roseville hard money loan needs, with fair loan terms and no hidden charges. We are licensed in Arizona, California, Florida, and Texas, providing direct lending for all your
private money mortgage requirements. Contact us to learn about our Roseville lending programs. 


Population: Boasting an estimated population of around 140,000 residents, the City of Roseville fosters a diverse community and a thriving local culture. Interestingly, it is the largest city in Placer County.

Square Miles:
Covering an area of approximately 43 square miles, the city offers a mix of residential, commercial, and recreational spaces for its inhabitants. Notably, an expansive network of bike trails spans over 32 miles throughout the city, contributing to its unique charm.

Strategically situated in Placer County, California, Roseville lies within the Sacramento metropolitan area, providing easy access to the amenities and opportunities of the surrounding region. Additionally, the city serves as a key transportation hub due to its proximity to major highways and rail lines.

Experiencing a Mediterranean climate with hot, dry summers and cool, wet winters, Roseville offers pleasant weather conditions for outdoor activities and events throughout the year. As a result, the city is known for its beautiful parks and green spaces, which residents and visitors can enjoy in the mild climate.

Largest Employer:
Kaiser Permanente

Popular Destinations:
Westfield Galleria at Roseville, Golfland Sunsplash, and Maidu Museum & Historic Site

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Roseville Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Roseville Commercial Hard Money Loans


As private money lenders, we tailor our Roseville hard money programs to meet your unique financing needs, offering faster approval than traditional banks and credit unions. This is why many people view Roseville’s hard money loans as an excellent choice.

Independent Lending assists individuals in obtaining a hard money loan in
Roseville without scrutinizing their personal income or credit history. Instead, we focus on the property value involved in the transaction.

Whether you require a California cash-out refinance, a
bad credit home equity loan, a hard money second mortgage loan, or specialized financing for specific commercial or residential types, Independent Lending serves as an experienced hard money lender catering to your specific requirements.

Need a Roseville Hard Money Loan?


Roseville Hard Money Program Highlights

Independent Lending Locations

Arizona Hard Money Lenders

Arizona, renowned for the Grand Canyon and cacti, draws tourists worldwide to appreciate its unique landscape and stunning vistas. This beautiful state boasts a captivating history and an amazing climate, offering something for everyone, whether they’re interested in diverse scenery, rich history, or simply enjoying pleasant weather.

David and his team have been providing
Arizona hard money loans and private money loan programs for over two decades. As an accredited Arizona hard money lender, we possess the knowledge and expertise to help you obtain the loan program you need.

California Hard Money Lenders

Independent Lending, a leading California hard money lender located in Aliso Viejo, possesses in-depth knowledge of the local residential market and prevailing real estate trends. This expertise enables us to assist clients with buying or refinancing properties.

Offering a wide range of loan options, we are committed to discovering innovative solutions tailored to your needs. We pride ourselves on delivering exceptional customer service and a
hassle-free loan process.

California, a beautiful state for property purchases, presents numerous opportunities for you to explore. Independent Lending is here to help you secure the optimal hard money loan as you experience all that this fantastic state has to offer.

Florida Hard Money Lenders

Considering a life-changing investment? If you’re searching for an ideal place to call home, consider relocating to Florida and letting our team at Independent Lending assist you on this journey.

As a top Florida hard money lender, we specialize in offering asset-based lending solutions tailored to your specific financial goals. Whether you require a loan with attractive terms or a home equity loan for bad credit, we’re here to help.

Our expertise encompasses various situations, from acquiring a short-term rental property for investment to realizing your dream of living in paradise. Allow us to turn your vision into a reality.

With our efficient and fast process, you can become a property owner sooner than anticipated. Learn how a hard money loan from Independent Lending can transform your dreams into reality!

Texas Hard Money Lenders

At Independent Lending, we always put our customer’s needs first. With years of experience in the real estate lending industry and a staff of experts, we focus on your specific financial goals while developing the perfect mortgage plan for optimal long-term value.

Our versatile
private mortgage loan lenders offer options for various purposes, including residential, industrial, and commercial projects. As a result, no matter your financial aspirations, our skilled team is ready to support you with prompt and flexible solutions.

With a long history of assisting individuals in negotiating
private money home equity loan requirements, our commitment to offering the best options possible is evident in our A+ rating with the BBB.

As one of the top
real estate private money lenders in Texas, we genuinely care about your success, and we believe in the importance of trust, experience, and service.


About Our Mortgage Lending and Service


Read What Our Borrowers Have To Say

Independent Lending Recently Funded Loans

Need A Roseville Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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