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Independent Lending is the #1 Oxnard hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

As the #1 Oxnard hard money lender, Independent Lending has been supplying hard money, private money, and custom mortgage loans since 2013. For individuals who require cash quickly, we supply exceptional customer service and fast funding. We have helped in the funding of over $500 million in mortgage loan programs and continue to provide our clients with cheap and flexible financing alternatives that are free of any added charges or fees.

We are licensed in California, Arizona, Florida as well as Texas and the #1 hard money lender for those searching for an Oxnard hard money loan. Please
contact us for more information on finding the right loan program for you.

City Of Oxnard

Population: The City of Oxnard has been a significant agricultural center and major transportation hub in Southern California. With over 220,000, it is the most populated city in Ventura County.

Square Miles: At 36.6 square miles, Oxnard consists of 7 miles of gorgeous coastline beaches and high-quality soil, perfect to farm crops such as strawberries, lima beans, and orchids. 

Location: The seaside city of Oxnard borders the western edge of the Oxnard Plain on the Pacific Coast shoreline of Southern California, approximately 60 miles northwest of Los Angeles and about 38 miles southeast of Santa Barbara.

Climate: Oxnard boasts a dry subtropical climate, consisting of warm, clear summers and mild to moderate rain during the winters. Average daily temperatures range from 66 °F to 72 °F.

Largest Employer: Oxnard School District

Popular Destinations: Mullin Automotive Museum
, Channel Islands Maritime Museum, Carnegie Art Museum

Oxnard Residential Hard Money Loans

Oxnard Commercial Hard Money Loans


Oxnard hard money lenders do not have to follow the same lending guidelines that many institutional lenders and credit unions must follow. This allows Oxnard hard money lenders to supply more efficient methods and faster approval outcomes. As a result, many borrowers find hard money loans a preferred choice.

Independent Lending can get approval for an Oxnard
hard money loan without having to examine individual earnings or your credit history. Independent Lending will instead concentrate on the current market value, condition and location of the real estate linked with your mortgage request.

Independent Lending supplies high-quality hard money loans and services. Whether you are looking for a
bad credit home equity loan, a cash out refinance loan, a hard money second mortgage loan, or require financing for unique commercial or residential real estate, Independent Lending is your hard money lender offering a mortgage solution to help you reach your financial goals.

Need a Oxnard Hard Money Loan?


Oxnard Hard Money Program Highlights

Independent Lending Locations

hard money lenders Arizona

One of the most popular travel locations in America is the Grand Canyon State. The Grand Canyon draws tourists from all over the world, who marvel at the state’s distinctive topography and spectacular vistas. Whether you are interested in the state’s fascinating history or just want to take in the gorgeous weather, Arizona has something for everyone.

David and his business have been helping clients with private money loans and specialized hard money programs for more than twenty years. We are a top Arizona hard money lender with the knowledge and skills to aid you in getting the loan you need.


Hard Money Lenders California

From the beautiful coastlines of the Pacific Ocean to the picturesque mountain tops in the Sierra Nevada region, Independent Lending understands the complexity of the California home and hard money lending industries, enabling us to work with a variety of funding choices to get the best results for our clients.

In Aliso Viejo, California, Independent Lending is among the top California hard money lenders.


Hard Money Lenders Florida

Known for its wonderful beaches and warm weather, it is the state of Florida. We are a reputable Florida hard money lender and will help you in obtaining the funding you need to buy a vacation rental or establish permanent residence in the Sunshine state.

Our strategy is made to be quick and simple for our clients. Whether you have bad credit or good credit, we offer a choice of loan packages to match your individual needs.

Texas hard money lenders

Texas private money loans from Independent Lending are available for many different uses, including residential, commercial, and business loans.

Independent Lending is committed to giving its clients the best service possible and covers the entire state of Texas. We have a lengthy history of helping our clients negotiate the rules of hard money loan requirements and we have an A+ rating with the Better Business Bureau. We think that success depends on trust, ability, and service. We supply the best experience for our clients as a premier Texas private home equity lender.


About Our Mortgage Lending and Service

Read What Our Borrowers Have To Say

Independent Lending Recently Funded Loans

Need a Oxnard Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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