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Independent Lending is the #1 Oxnard hard money lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

As the #1 Oxnard hard money lender, Independent Lending has been supplying hard money, private money, and custom mortgage loans since 2013. For individuals who require cash quickly, we provide exceptional customer service and fast funding. We have helped in the funding of over $500 million in mortgage loan programs and continue to provide our clients with flexible financing alternatives that are free of any added charges or fees.

We are licensed in California, Arizona, Florida, as well as Texas, and we are the #1 hard money lender for those searching for an Oxnard hard money loan. Please
contact us for more information on finding the right loan program for you.


Population: The City of Oxnard has been a significant agricultural center and major transportation hub in Southern California. With over 220,000 residents, it is the most populated city in Ventura County.

Square Miles: At 36.6 square miles, Oxnard consists of 7 miles of gorgeous coastline beaches and high-quality soil, perfect for farming crops such as strawberries, lima beans, and orchids. 

Location: The seaside city of Oxnard borders the western edge of the Oxnard Plain on the Pacific Coast shoreline of Southern California, approximately 60 miles northwest of Los Angeles and about 38 miles southeast of Santa Barbara.

Climate: Oxnard boasts a dry subtropical climate, consisting of warm, clear summers and mild to moderate rain during the winters. Average daily temperatures range from 66 °F to 72 °F.

Largest Employer: Oxnard School District

Popular Destinations: Mullin Automotive Museum
, Channel Islands Maritime Museum, Carnegie Art Museum

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Oxnard Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Oxnard Commercial Hard Money Loans


Unlike many institutional lenders and credit unions, Oxnard hard money lenders are not bound by the same strict lending guidelines. This freedom allows us to employ more efficient methods and achieve quicker approval outcomes. Consequently, numerous borrowers consider hard money loans to be their preferred option.

At Independent Lending, we can secure approval for an Oxnard hard money loan without scrutinizing your
individual income or credit history. Instead, our primary focus rests on evaluating the current market value, condition, and location of the property associated with your loan application.

Dedicated to delivering top-notch
hard money loans and services, Independent Lending caters to a diverse range of needs. Whether you’re in search of a bad credit home equity loan, a cash-out refinance loan, a hard money second mortgage, or financing for unique commercial or residential real estate, we stand ready as your go-to hard money lender. By offering tailored mortgage solutions, our goal is to help you attain your financial objectives.

Need a Oxnard Hard Money Loan?


Oxnard Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

One of the most popular travel locations in America is the Grand Canyon State. The Grand Canyon draws tourists from all over the world, who marvel at the state’s distinctive topography and spectacular vistas. Whether you are interested in the state’s fascinating history or just want to take in the gorgeous weather, Arizona has something for everyone.

David and his business have been helping clients with private money loans and specialized hard money programs for more than twenty years. We are a top Arizona hard money lender with the knowledge and skills to aid you in getting the loan you need.

California Hard Money Lenders

From the beautiful coastlines of the Pacific Ocean to the picturesque mountain tops in the Sierra Nevada region, Independent Lending understands the complexity of the California home and hard money lending industries, enabling us to work with a variety of funding choices to get the best results for our clients.

In Aliso Viejo, California, Independent Lending is among the top California hard money lenders.


Florida Hard Money Lenders

Famous for its wonderful beaches and warm climate, Florida is truly an inviting destination. As a highly regarded Florida hard money lender, our aim is to assist you in securing the necessary funds to purchase a vacation rental or establish permanent residence in the Sunshine State.

To ensure a seamless experience, our approach has been designed for both speed and simplicity. Catering to clients with bad credit or good credit backgrounds, we provide a range of loan packages tailored to suit your unique requirements.

Hard Money Lenders Texas

At Independent Lending, we offer a wide variety of Texas hard money loans for diverse purposes, encompassing residential, commercial, and business loans. Our commitment to providing top-notch service extends across the entire state of Texas.

Over the years, we have amassed considerable experience in guiding our clients through the intricacies of hard money loan requirements. As a testament to our dedication, we proudly hold an A+ rating with the Better Business Bureau. We firmly believe that success hinges on trust, competence, and exceptional service. Consequently, as one of the leading hard money lenders in Texas, we strive to deliver the best experience possible for our clients.

About Our Mortgage Lending and Service

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Independent Lending Recently Funded Loans

Need a Oxnard Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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