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Independent Lending is a leading Palmdale Hard Money Lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Established in 2013, Independent Lending has built a solid reputation as a reliable hard money lender in Palmdale, California, specializing in a wide array of hard money, private money, and custom lending solutions. With its headquarters in Aliso Viejo, Independent Lending has successfully funded over $500 million in mortgage loan programs, consistently delivering top-notch customer service and rapid financing to meet urgent cash requirements.

We pride ourselves on working with a diverse range of clients, including real estate investors, first-time homebuyers, and existing property owners, providing them with tailor-made hard money loan packages that suit their unique needs. Our Palmdale hard money loans stand out thanks to their complete transparency, with no hidden costs.

As a direct hard money lender, Independent Lending is your go-to source for all your
private money home equity mortgage requirements. We hold valid licenses in multiple states, including Arizona, California, Florida, and Texas, ensuring our clients have access to our exceptional services across various regions.

For more detailed information about our hard money lending services and how we can assist you in achieving your financial goals, please don’t hesitate to
contact us. Our team of experienced professionals is eager to help you find the perfect lending solution.


Population: The City of Palmdale, California, has an estimated population of approximately 162,242 people. Over the past few decades, the city has experienced significant population growth, resulting in a diverse and dynamic community.

Square Miles:Palmdale covers approximately 105.1 square miles in the northern part of Los Angeles County. The city is home to a mix of residential, commercial, and industrial areas, as well as numerous parks, open spaces, and other amenities.

Surrounded by the stunning natural beauty of the San Gabriel Mountains and the Mojave Desert, Palmdale is located in northern Los Angeles County, in the Antelope Valley region of Southern California. Specifically, it is situated approximately 60 miles north of downtown Los Angeles. 

Climate: The city’s high desert climate is characterized by hot summers and cool winters, with low humidity and plenty of sunshine throughout the year. In fact, Palmdale experiences an average of 300 sunny days per year, making it a great place to enjoy outdoor activities such as hiking, biking, and camping.

Largest Employer:
Lockheed Martin

Popular Destinations: Palmdale Amphitheater, the Dry Town Water Park
, and the Blackbird Airpark

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Palmdale Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Palmdale Commercial Hard Money Loans


We offer private money lending for hard money programs in Palmdale, which presents clear advantages over traditional bank loans. These benefits stem from the fact that we, unlike banks and credit unions, operate without the same restrictive rules and regulations. At Independent Lending, our lending services grant access to better loan terms than standard banking institutions provide.

Actively offering increased flexibility in the loan process, we deliver hard money loans with minimal paperwork and expedited approval times. Our streamlined approach not only simplifies the loan acquisition process, but also ensures a personalized experience for borrowers.

Moreover, we specifically design our hard money services to bypass the rigorous requirements of conventional loans. Rather than fixating on an individual’s credit score or income, we prioritize the value of their property. As a result, our hard money loans become an attractive option for a wide range of potential borrowers.

Additionally, Independent Lending furnishes customized solutions, including bad credit home equity loans, bridge loans, cash-out refinance hard money loans, and exclusive financing opportunities for various residential, industrial, and commercial properties. No matter your unique situation, Independent Lending offers an extensive array of financing options and valuable expertise, all carefully tailored to accommodate your specific needs.

Need a Palmdale Hard Money Loan?


Palmdale Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

Arizona is an attractive destination for new residents, and it’s easy to see why. Its picturesque deserts, dramatic canyons, and vast landscape make it appealing to individuals of all ages. On top of its stunning views, Arizona has a dry and comfortable climate—perfect for those looking for part-time or year-round living. With a rich heritage and history to boot, Arizona is truly an incredible place to call home.

With over twenty years of experience, David and his team have been dedicated to helping individuals secure hard money loans and private money loan programs. As an authorized Arizona hard money lender, we possess the knowledge and expertise needed to help you obtain the loan program that best suits your needs. Independent Lending stands out as the top choice for your mortgage financing requirements, offering an array of sophisticated hard money loan programs, unparalleled customer service, and efficient lending procedures.

Arizona hard money lenders specialize in providing short-term, non-conforming loans, making them an ideal choice for financing commercial and investment properties. No matter what your mortgage lending needs may be, we have you covered with a diverse range of programs, including probate & estate loans, bad credit loans, and owner-occupied loans, among others. Our satisfied past clients consistently rave about our exceptional mortgage lending services.

California Hard Money Lenders

In the captivating state of California, Independent Lending stands as a distinguished provider of hard money home equity loans, dedicated to offering our clients the most favorable funding options. Our considerable experience spans from the breathtaking Pacific coastlines to the awe-inspiring Sierra Nevada mountains, empowering us to consistently deliver exceptional results. With our operations anchored in Aliso Viejo, California, we persistently strive to solidify our position as one of the foremost California hard money lenders. By nurturing lasting relationships with our clients and adapting to the ever-evolving market, we confidently maintain our promise to provide unparalleled service and financial solutions.

Florida Hard Money Lenders

Are you contemplating buying property in Florida? As residents of the Sunshine State, you can soak up the sun and enjoy its stunning beaches, along with a wealth of other activities. Trust Independent Lending to help you secure the loan you need, turning your dream into reality. As a top Florida hard money lender, we focus on asset-based lending, accommodating clients with diverse credit scores—even those with bad credit. We strive to make the process of identifying the right loan or financing option as simple as possible for you.

No matter if you’re looking for a short-term rental, a home equity loan, or a loan product with appealing terms and conditions, our team stands ready to help. We take pride in providing quick and straightforward financing solutions tailored to your individual needs. Don’t let this opportunity pass you by—contact us today to learn how Independent Lending can propel you toward success.

Texas hard money lenders

Independent Lending distinguishes itself as a top-tier private money lender for hard money loans in Texas. Our specialty lies in crafting tailored financial strategies that address your specific needs, presenting a diverse range of private money loan options for residential and commercial projects, as well as business-related endeavors.

With a team of seasoned professionals, we have successfully been helping clients through the complicated rules of hard money loans for years. Holding an
A+ rating from the Better Business Bureau, we demonstrate our steadfast dedication to excellence, dependability, and exceptional customer support. We consistently strive to exceed expectations and provide the finest service possible. Allow us to partner with you in uncovering the ultimate financial solution for your investment aspirations today.

About Our Mortgage Lending and Service

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Independent Lending Recently Funded Loans

Need A Palmdale Hard Money Loan?


Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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