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Independent Lending is a top Visalia Hard Money Lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

To start off, Independent Lending, a renowned direct hard money lender, has solidified its position as an apex figure in the realm of alternative lending, specifically in Visalia’s hard money lending for Los Angeles County and the neighboring territories. Since its inception in 2013, we’ve systematically cultivated an image of trust, offering not only hard money loans but also private money loans and tailor-made alternative financing options.

Moreover, with the passage of time and the use of
creative financing solutions, we’ve celebrated the achievement of financing over $500 million in mortgage loans. In doing so, we’ve ensured that our customers enjoy the benefits of fast funding loans and receive top-tier customer service, especially when urgency beckons.

Importantly, our central aim orbits around catering to real estate investors, those venturing into the property market for the first time, and established property owners. We offer them an array of
asset-backed loans, including but not limited to bridge loans, equity loans, and hard money loans for rental properties. Furthermore, we meticulously craft convenient loan packages, anchored on the pillars of easy approval loans and flexible loan terms, to cater to their unique needs.

Adding to this, our core policies and ethos champion the cause of transparency in the tricky waters of
asset-based lending. We adamantly avoid the murky waters of hidden fees and charges. In fact, our reputation as a trustworthy hard money lender is predicated on ensuring that clients have a clear and easy-to-understand lending experience, be it for residential hard money or commercial hard money loan purposes.

Diving deeper into our capabilities, Independent Lending wears the hat of not only a
direct private money lender but also a provider of equity-based lending, spanning across multiple states including Arizona, California, Florida, and Texas. This broad licensing spectrum facilitates our reach, enabling us to cater to a diversified clientele in various locales.

To wrap things up, if one is scouring the market for reliable
real estate investor financing or the ultimate destination for all your private money home equity mortgage needs, Independent Lending stands as the beacon of hope. Our seasoned team, well-versed with hard money lending rates and processes, is poised and ready to guide you towards the ideal lending solution that suits your needs.

In essence, don’t second guess. Reach out and
contact us now and initiate your journey with us, tapping into our extensive private lending solutions and setting foot on a hassle-free lending path


Population: Growing steadily, the City of Visalia is home to a population of around 140,000 residents, creating a diverse and dynamic community atmosphere. The city is known for its friendly residents and strong sense of community. 

Square Miles:
Spanning approximately 37.5 square miles, Visalia offers a mix of residential, commercial, and recreational spaces for its inhabitants, including the stunning Mooney Grove Park, California’s oldest county park. 

Location: Situated in the heart of California’s San Joaquin Valley, it is about 230 miles north of Los Angeles and approximately 36 miles west of Sequoia National Park.
Visalia serves as the county seat of Tulare County, with its prime location offering easy access to both the Sierra Nevada mountains and the Central California coast. 

Surrounded by beautiful natural landscapes, Visalia has a Mediterranean climate, with hot, dry summers and cool, wet winters, providing favorable weather conditions for outdoor activities year-round. 

Largest Employer:
Tulare County

Popular Destinations:
Visalia Adventure Park, ImagineU Children’s Museum, and Sequoia National Park

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Visalia Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Visalia Commercial Hard Money Loans


At Independent Lending, our primary focus is providing private money lending for hard money programs in Pomona. This approach gives us a unique edge over traditional bank loans. Our ability to operate outside banking rules and regulations allows us to offer more favorable loan terms. As a result, our clients enjoy a multitude of benefits.

By fostering flexibility throughout the loan process, we provide hard money loans with minimal paperwork and accelerated approval times. This streamlined approach not only simplifies the loan process but also ensures a tailored experience for borrowers.

Moreover, our hard money services are specifically crafted to bypass the stringent criteria typically associated with conventional loans. Instead of concentrating on an individual’s credit score or income, we place greater emphasis on the value of their property. As a result, our hard money loans cater to a wide variety of potential borrowers.

In addition to these advantages, Independent Lending provides a variety of finance solutions such as bridge loans, cash-out refinance hard money loans, home
 equity loans tailored to those with poor credit. We also cater to financing opportunities for a wide range of residential, industrial, and commercial properties.

Regardless of your circumstances, we present an extensive assortment of financing alternatives and invaluable expertise, all meticulously adapted to align with your unique needs.

Need a Pomona Hard Money Loan?


Pomona Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

Arizona enjoys a prominent spot among the premier tourist destinations in the US, primarily due to its iconic Grand Canyon. The striking landscapes and spectacular vistas of the Grand Canyon draw visitors from around the world, who are entranced by the state’s majestic natural wonders. Featuring a rich history and a welcoming climate, Arizona provides a diverse array of experiences to appeal to a broad audience.

At Independent Lending, we acknowledge that traditional financial solutions might not satisfy everyone’s needs. That being said, we take exceptional pride in delivering our client’s valuable hard money loans and private money loan programs, crafted specifically to accommodate various demands.

Our team of accomplished professionals boasts over two decades of industry experience and is adept at guiding you through alternative financing options.
When working with Independent Lending, you tap into our trusted network of Arizona hard money lenders, ensuring a fitting solution for each client.

Don’t wait—start your journey into Arizona’s distinctive financial offerings, backed by our team of specialists, today!

California Hard Money Lenders

Renowned for its striking natural landscapes, California offers unparalleled beauty throughout the nation. Ranging from the gorgeous beaches of San Diego to the soaring peaks of Lake Tahoe, there is an abundance of scenic wonders to admire. This has consequently driven the growth of the real estate market in California, making it an appealing destination for investors and borrowers alike.

Located in
Aliso Viejo, California, our services as California hard money lenders cater to clients across the region. As experts in the field, we hold a comprehensive understanding of California’s housing and hard-money loan markets, allowing us to present an array of financing options to clients.

Acknowledging the value of dependable and trustworthy home equity loan services in Southern California, we remain steadfast in prioritizing your best interests. Our primary objective is to help you achieve your financial goals by providing the necessary resources and guidance for making informed decisions about your investments.

With our proficiency and personalized approach, you can trust that you will receive top-notch service and support when partnering with us.

Florida Hard Money Lenders

Famous for its captivating coastlines and pleasant climate, Florida remains a beloved destination for both tourists and locals alike. With this in mind, if you are contemplating a property investment in this tropical paradise, Independent Lending stands ready to support you with hard money financing in Florida.

As one of the leading
Florida hard money lenders, our specialty lies in assisting clients in obtaining the loans necessary to transform their Sunshine State aspirations into reality. Not only do we offer support with short-term rental opportunities and home equity loans, but we also provide attractive loan products that encompass favorable terms and conditions.

In terms of Florida property investments, securing a loan from Independent Lending is both straightforward and expeditious! 
Regardless of whether you’re in search of a home equity loan with excellent or poor credit, rest assured that we have a program tailored to meet your financing requirements.

As your trusted
Florida hard money lender, don’t hesitate to contact us today and allow us to help make your dreams a reality.

Texas hard money lenders

Independent Lending, a premier provider of private money loans throughout Texas, specializes in various areas such as residential, commercial, and business ventures. As a highly-regarded Texas hard money lender, we take immense pride in delivering exceptional service to our esteemed clients across the state.

Firstly, our extensive expertise and deep understanding of the industry empower us to guide individuals through the intricate processes and requirements of hard-money loans. Secondly, boasting an A+ rating from the Better Business Bureau, we firmly believe that our success is built on proficiency, dependability, and unparalleled customer support.

Therefore, with the support of Independent Lending, you can feel confident and secure in your financial pursuits. Moreover, our dedicated team is committed to assisting you in achieving your goals and ensuring a seamless lending experience.

In conclusion, if you would like to learn more about our hard money lending services, contact us today, and let Independent Lending be your trusted partner in your financial journey.

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Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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