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Independent Lending is the #1 Elk Grove Hard Money Lender. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

As an Elk Grove hard money lender, Independent Lending has been in the business of offering customized mortgage, private money, and hard money loans since 2013. We have an impressive track record of successfully funding over $500 million in mortgage loan programs while delivering superior customer service and immediate cash access when needed.

No matter if you are a real estate investor, a first-time homebuyer, or the owner of residential property, our flexible loan packages can be tailored to fit your requirements. With competitive hard money loan rates and zero hidden costs, we are the direct hard money lender you should go with.

Licensed across Arizona, California, Florida, and Texas, Independent Lending is the perfect choice for all your
private money home equity mortgage needs.

Elk Grove

Population: Elk Grove began in 1850 as a hotel and stagecoach stop and quickly grew into a central meeting point for business, a mail service, and a home base for gold miners from nearby towns. Since then, the City of Elk Grove has grown to a population of over 170,000 residents.

Square Miles:
At 42.20 square miles, the city of Elk Grove is the second-largest city in Sacramento County.

Elk Grove is a town located in central California on the west coast of the United States. It is about 5–10 miles south of the state capital, Sacramento, and about 15 miles south of the historic Sutter’s Fort.

Elk Grove offers a Mediterranean climate with mostly clear and hot summers, which are often cooled by the delta breeze winds that flow from the San Francisco Bay area, and winters that are mostly cloudy, overcast, cold, and wet.

Largest Employer:
Apple Inc.

Popular Destinations:
Elk Grove Regional Park, McConnell Estates Winery, Elk Grove Historical Society

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Elk Grove Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Elk Grove Commercial Hard Money Loans


Private money lenders like us customize our Elk Grove hard money programs to meet your unique financing requirements and approve them more quickly than conventional financial institutions like banks and credit unions. Due to this, many people in need of money think Elk Grove hard money loans are a great choice.

Independent Lending can help individuals in Elk Grove get a
hard money loan without having to examine their individual earnings or dig deep into their credit history. Instead, Independent Lending will look at the value of the property involved in your particular transaction.

Whether you need a
cash-out refinance in California, a bad credit home equity loan, a hard money second mortgage loan, or special funding for a certain commercial or residential type, Independent Lending is your hard money lender with experience centered around your specific needs.

Need a Elk Grove Hard Money Loan?


Elk Grove Hard Money Program Highlights

Independent Lending Locations

Arizona Hard Money Lenders

Best known for the Grand Canyon and cacti, Arizona is a top tourist destination that attracts visitors from all over the world who come to marvel at the state’s distinct topography and picturesque panoramas. Arizona is a beautiful state with a fascinating history and an incredible climate.

Whether your interests include the diverse scenery, the state’s rich history, or simply wanting to enjoy the wonderful weather, Arizona has something for everyone. For more than twenty years, David and his team have been assisting individuals with hard money loans and private money loan programs.

We are an accredited Arizona hard money lender with the knowledge and expertise to help you secure the loan program you require.

California Hard Money Lenders

Independent Lending is a premier California hard money lender based in Aliso Viejo. Our knowledge of the local residential market and current real estate trends gives us an edge when it comes to helping people buy or refinance a property.

With a comprehensive suite of loan options, we are dedicated to finding creative solutions to meet your needs. We take great pride in providing outstanding customer service and a stress-free loan process.

There’s no better place to buy property than in the beautiful state of California, and Independent Lending can help you find the best hard money loan while you explore all this great state has to offer.

Florida Hard Money Lenders

Are you interested in making a life-changing investment? If you’re looking for the perfect place to call home, why not make the move to Florida—and let our team at Independent Lending help you get there?

As one of the best
Florida hard money lenders, we specialize in providing asset-based lending options that cater to your specific financial objectives. If you’re seeking a loan with favorable terms or a home equity loan for bad credit, we can help.

Our expertise extends to various scenarios, whether it’s acquiring a short-term rental property for investment purposes or fulfilling your dream of residing in paradise. Let us bring your vision to life.

Our streamlined and expedited process enables you to become a property owner sooner than you might expect. Discover how a hard money loan from Independent Lending can transform your dreams into reality!

Texas hard money lenders

At Independent Lending, we prioritize our customer’s needs above all else. With decades of hard money lending industry experience and a staff of experts who keep your specific financial goals in mind when creating the right mortgage plan that yields the best long-term value.

Our multiple private money loan options can be put towards any purpose, including residential, industrial, and commercial. So, no matter what your financial goal is, our team is here to help with fast and flexible solutions!

We have a long history of helping individuals negotiate the terms of
private-money loan requirements. With an A+ rating with the BBB, we are committed to giving borrowers the best options possible.

We believe in the value of
trust, experience, and service. As one of the leading Texas hard money lenders, we genuinely care about your success.


About Our Mortgage Lending and Service


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Independent Lending Recently Funded Loans

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Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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