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Independent Lending is one of the top lenders for Hard Money Loans Sunnyvale CA. With over $500 Million in funding since 2013, leverage our experience for success and contact us today.

  • 40 Years Mortgage Lending Experience

  • Zillow 5-Star Approved Direct Lender

  • Poor - Excellent Credit

  • A+ Rating with BBB

  • No Upfront Fees

Independent Lending

Independent Lending is amongst the top Sunnyvale hard money lenders for hard money loans Sunnyvale, CA, and since 2013, we’ve built a reputation for providing a mix of hard money, private money, and customized lending choices. We have successfully funded over $500 million in mortgage loans, always giving top-quality customer service and fast financing solutions when you need them most!

We are committed to meeting the urgent cash needs of real estate investors, first-time homebuyers, and current property owners through convenient loan packages that cater to their individual requirements. Our policies focus on providing a level of transparency and fairness that is unparalleled in the industry.

We do not have hidden fees or charges, and we are dedicated to providing our clients with a straightforward and easy-to-understand lending experience. As a direct hard money lender, Independent Lending is your go-to place for all your private money home equity mortgage needs.

We are licensed in multiple states, including Arizona, California, Florida, and Texas, which allows us to provide our services to clients in various locations. Independent Lending is the best choice for those looking for a trustworthy direct lender for private money home equity mortgages.

Our team of seasoned professionals is excited to assist you in finding the ideal lending solution. Contact us today to learn more about our services and experience a personalized and hassle-free lending process.


Population: Sunnyvale, CA, is home to approximately 153,000 residents, making it a diverse and bustling city within the Silicon Valley region.

Square Miles: Spanning approximately 22 square miles, Sunnyvale comprises a mix of residential, commercial, and industrial areas.

Sunnyvale is located in Santa Clara County, California, in the heart of Silicon Valley. It is situated in the southern part of the San Francisco Bay Area, approximately 40 miles southeast of San Francisco and 10 miles northwest of San Jose.

Climate: A Mediterranean climate characterized by warm, dry summers and mild, wet winters. The city enjoys more than 250 days of sunshine per year, with average temperatures ranging from 58 °F in January to 76 °F in July.

Largest Employer:

Popular Destinations: Sunnyvale Heritage Park Museum, Baylands Park, and Sunnyvale Theatre

Dusk view of a modern home - Achieve your real estate dreams with our trusted Sacramento hard money lender services!

Sunnyvale Residential Hard Money Loans

Evening cityscape of modern homes - Symbolizing Sacramento commercial property success with hard money loans!

Sunnyvale Commercial Hard Money Loans


At Independent Lending, our expertise lies in offering private money lending for hard money programs in Sunnyvale, delivering unique advantages over conventional bank loans. Our ability to operate without the constraints of banking rules and regulations enables us to present more favorable loan terms, leading to numerous benefits for our clients.

Promoting flexibility throughout the loan process, we provide hard money loans with reduced paperwork and expedited approval times. This streamlined approach not only eases the loan process, but also guarantees a tailored experience for borrowers.

Furthermore, our hard money services are designed to circumvent the strict criteria associated with traditional loans. Rather than focusing on an individual’s credit score or income, we prioritize the value of their property. That being said, our hard money loans accommodate a wide range of prospective borrowers.

In addition, Independent Lending provides
customized solutions such as home equity loans for poor credit, bridge loans, cash-out refinance hard money loans, and specialized financing options for diverse residential, industrial, and commercial properties.

No matter your situation, we offer an extensive selection of financing alternatives and invaluable expertise, all meticulously adapted to meet your distinct requirements.

Need a Sunnyvale Hard Money Loan?


Sunnyvale Hard Money Program Highlights

Independent Lending Locations

Arizona hard money lenders

Arizona occupies a distinguished place among the top tourist destinations in the US, largely due to its iconic Grand Canyon. The awe-inspiring landscapes and breathtaking vistas of the Grand Canyon enchant visitors worldwide, mesmerized by the state’s majestic natural beauty. Boasting a rich history and an appealing climate, it offers a diverse range of experiences to suit various tastes.

At Independent Lending, we recognize that conventional financial solutions may not fulfill everyone’s needs. That being said, we take immense pride in supplying our clients with valuable hard money loans and private money loan programs, specifically tailored to address diverse requirements.

Our team is composed of highly skilled professionals who bring over two decades of industry experience and stand ready to guide you through alternative financing options. Matching you with a program that perfectly aligns with your individual circumstances is our primary objective.

When you partner with Independent Lending, you gain access to our reliable network of
Arizona hard money lenders, ensuring an appropriate solution for every client. Embark on a journey to discover the extraordinary opportunities that lie within this magnificent state!

Don’t delay—begin your exploration of Arizona’s unique financial offerings, backed by our team of specialists, today!

California Hard Money Lenders

California is renowned for its breathtaking natural landscapes, unparalleled throughout the nation. From the stunning beaches of San Diego to the majestic peaks of Lake Tahoe, there is a wealth of scenic beauty to admire. This has, in turn, stimulated the growth of the real estate market in California, making it an attractive location for both investors and borrowers.

Headquartered in
Aliso Viejo, California, we provide our services as California hard money lenders to clients throughout the area. As seasoned industry professionals, we have an extensive understanding of California’s housing and hard-money loan markets, allowing us to offer a diverse range of financing options for our clientele.

Appreciating the importance of reliable and trustworthy home equity loan services in Southern California, we dedicate ourselves to prioritizing your best interests. Our foremost aim is to support you in attaining your financial goals by equipping you with the essential resources and guidance to make well-informed decisions regarding your investments.

Through our expertise and customized approach, you can rest assured that you will receive the highest caliber of service and support when collaborating with us.

Florida Hard Money Lenders

Renowned for its enchanting shorelines and agreeable climate, Florida continues to be a cherished destination for tourists and locals alike. If you are contemplating a property investment in this tropical paradise, Independent Lending stands ready to support you with hard money financing in Florida.

As a top
Florida hard money lender, we specialize in assisting clients obtain the loans necessary to transform their Sunshine State aspirations into reality. For Florida property investments, obtaining a loan from Independent Lending is both easy and fast!

We offer support with short-term rental opportunities, home equity loans, and appealing loan products that include favorable terms and conditions. 
Whether you’re looking for a home equity loan with excellent or poor credit, we have a program to suit your financing requirements.

As your trusted Florida hard money lender, let us help bring your dreams to life.

Texas hard money lenders

Independent Lending, is a top provider of private money loans across Texas, specializes in a diverse array of lending solutions, such as residential, commercial, and business ventures. As a reputable private money lender in the region, we take great pride in delivering top-notch service to our esteemed clients throughout the state.

Our vast expertise and in-depth knowledge of the industry allow us to skillfully guide individuals through the complex processes and requirements of hard-money loans. Possessing an
A+ rating from the Better Business Bureau, we remain unwavering in our conviction that competence, reliability, and outstanding customer support underpin our success.

With the support of Independent Lending, you can feel confident and secure in your financial endeavors. Our committed team is dedicated to helping you achieve your objectives and ensuring a smooth lending experience.

If you’re interested in discovering more about our hard money lending services, contact us today, and let Independent Lending serve as your reliable partner on your financial journey.

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Contact Independent Lending

Call Toll Free: 1.800.315.0043 / Local: 949.830.3151 or click the Contact Us button to fill out our secure web form for a call back. At Independent Lending, we give every loan request the respect it deserves.

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