Local: 949.830.3151

Toll Free: 1.800.315.0043

0 Five Star
0 Years
$ 0 Million

Just answer the simple questions below.

Property Type?

Hard Money Lenders California

Hard Money Lenders in California

From the white colored soft sand beaches to the curated wine region, Independent Lending is one of the top rate hard money lenders in California. We have the detailed knowledge of the California real estate and mortgage market, permitting us to successfully drive final results by incorporating with any hard money loan program.

Whether you’re a first-time property buyer or a skilled real estate investor, Independent Lending can produce the best mortgage approach focused around your aspirations.

Wanting to do a C
alifornia cash out refinance on a residential or commercial property? Wish to utilize a home equity loan for bad credit or a bridge loan? Let us aid you with your next residential, commercial or business purpose loan.

Independent Lending is headquartered in Aliso Viejo, CA and makes every effort to be one of the leading private money lenders in California.


Why Independent Lending?

Independent Financing makes use of a private, safe and secure online loan application to provide 24 hr loan approvals and closings in as low as 5-7 business days. As a private home equity loan direct lender, we have the ability to loan process and underwrite every loan in-house.

Independent Lending comprehends the subtleties of California’s real estate markets, and can utilize hard money loans to help you obtain your monetary objectives no matter how distinct.

For over 20 years David and his group have assisted many borrowers with
asset based lending. We intend to be the # 1 hard money California and we comprehend what it needs to get your investment property loans done quickly and efficiently!

– Private Money Loans from $50,000 to $5,000,000
– As high as 65% Hard Money Loan-To-Value (LTV)
– Interest from 7.99% -12.50%
– 24 hr Hard Money Loan Approvals
– BBB A+ Rating
– Lowest Rates & Fees

A few of our most popular hard money programs


California is amongst the greatest states to reside in. With the expense of living so high and life coming at all of us in methods we can’t forecast, a blemished credit report is something many of us will come upon in our lifespan. Independent Lending does not feel that your credit ranking should determine your ability to get a brand new hard money loan in California.

Unlike the other big banks and 
credit unions, bad credit mortgage loans are offered to our borrowers to assist with their financial goals. Independent Lending issues home equity loans for bad credit to California borrowers regardless if you have actually had previous collections, delinquencies, or bad credit scenarios such as an individual bankruptcy or a home foreclosure.


Incorporating California
hard money cash out refinance loans into your real estate investing portfolio is a smart approach given the real estate market patterns over the last number of years. In some cases, hard money cash out refinance loans can even be more helpful than a private money cash out refinance.

Cash out loans can be utilized to purchase a rental home, cash infusion for your small company or
bridge loans to acquire a brand-new residential or commercial properties while your existing house is on the marketplace waiting to be sold.


Many investors will use 
hard money purchase loans for California commercial or residential real estate. Since standards for conventional loan programs can be extremely restricting, normally requiring a minimum credit score and reserve requirements, investment property loans in California are a much better mortgage financing choice.

Your loan will be approved much faster than with the bigger traditional lenders when you deal with California hard money lenders for rental properties to get a brand-new residential or commercial investment property. This allows you to structure your deal more competitively to ensure you get the best possible terms and to close rapidly.


Moving Forward with independent Lending

Call at 1-800-315-0043 or click on the ‘Apply Now’ button at the top of this landing page so that we can offer a free and friendly consultation. If a hard money California loan is something that would fit within your financial needs, Contact Us today so that we can both work on your mortgage strategy for financial success.

Independent Lending Recently Funded Loans

Related Articles

Scroll to Top